Overview
Insurance cover for businesses selling jewellery and watches against burglary, theft and robbery. For jewellers in Europe and America, dedicated insurance has long been an essential part of managing stock risk; it is now an accessible option for similar businesses in Greece.
Security Requirements
- Intruder Alarm Connected to a Monitoring Company
- Approved Safe, Preferably With Time Delay
- Monitored Panic Buttons
- Metal Security Shutters for Display Windows
- Double-Glazed Laminated Display Glass, at Least 15 mm Overall
- Controlled Entry and Exit
- Video Surveillance (Optional for Distraction-Theft Cover)
- Additional Security Measures Can Improve Risk Assessment
Organisational Requirements
- Purchase and Sales Records
- Annual Stock Inventory
- Photographic Records for Jewellery Above €5,000 (Optional)
- External Display Stock Allocated in Accordance With Policy Rules
As with all insurance programmes, the jewellers policy is structured around the needs and specific circumstances of the insured business.
All-Risks Protection
Named Perils
Cover may include loss or damage due to burglary, theft, robbery or attempted incidents.
Additional original-cover details include fire, earthquake, lightning, aircraft and falling objects, storm, tempest, flood, escape of water and impact by vehicles or animals not owned or controlled by the insured or its employees and family members.
Shop and office furniture, equipment, machinery, safes, alarm systems and decoration may also be insured against specified risks including fire, lightning, explosion, aircraft impact, robbery, theft, storm, flood, breakage and escape of water.
Additional Cover Options
- Employee Stock Transit to and From the Shop
- Courier and Registered-Post Shipments
- Transit and Stay at Trade Shows or the Insured’s Residence
- Glass Breakage
- Money in a Locked Safe
Tips
Cover is tailored to local market requirements and the circumstances of the individual jeweller.