/*
Theme Name: KRV Corporate Astra Child
Theme URI: https://gkaravias.gr
Description: Corporate Minimal design for Karavias Underwriting Agency. Requires Astra.
Author: Karavias Underwriting Agency
Template: astra
Version: 11.0.8
Text Domain: krv-corporate
*/
:root{--krv-burgundy:#80150c;--krv-ink:#171717;--krv-pale:#f6f6f6}
body{color:var(--krv-ink)}a{color:var(--krv-burgundy)}a:hover{color:#560e08}.ast-primary-header-bar{border-bottom:1px solid #eee}.site-logo-img img{max-height:65px;width:auto}.krv-hero{position:relative;min-height:520px;background:#dedede url('assets/office-background.png') center center/cover no-repeat;display:flex;align-items:center}.krv-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.91) 0%,rgba(255,255,255,.55) 48%,rgba(255,255,255,0) 78%)}.krv-wrap{position:relative;z-index:1;max-width:1180px;margin:0 auto;padding:0 24px;width:100%}.krv-hero h1{font-family:Georgia,serif;font-weight:700;font-size:clamp(35px,4.1vw,64px);line-height:1.14;color:#171717;letter-spacing:.015em;margin:0 0 18px}.krv-hero h1 span{color:var(--krv-burgundy)}.krv-hero p{font-family:Georgia,serif;font-size:clamp(16px,1.6vw,23px);letter-spacing:.12em;color:#252525;max-width:680px}.krv-btn{display:inline-block;padding:15px 24px;margin:12px 12px 0 0;background:var(--krv-burgundy);color:#fff!important;text-decoration:none;border:1px solid var(--krv-burgundy);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.krv-btn-outline{background:rgba(255,255,255,.85);color:var(--krv-burgundy)!important}.krv-section{padding:68px 24px}.krv-section-inner{max-width:1180px;margin:auto}.krv-section h2{font:400 clamp(30px,3vw,44px)/1.2 Georgia,serif}.krv-eyebrow{font-size:12px;color:var(--krv-burgundy);font-weight:700;letter-spacing:.12em;text-transform:uppercase}.krv-services{display:grid;grid-template-columns:1.25fr repeat(4,1fr);gap:16px}.krv-services article{padding:18px;border-left:1px solid #ddd}.krv-services article h3{font:600 16px/1.4 Georgia,serif;text-transform:uppercase}.krv-services article p{font-size:14px}.krv-icon{font-size:31px;color:var(--krv-burgundy)}.krv-about{background:var(--krv-pale)}.krv-about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}.krv-cta{padding:34px 24px;background:#1c1c1c;color:white}.krv-cta .krv-section-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}.krv-cta h2{color:white;font:400 27px Georgia,serif;margin:0}.krv-lang-switch a{padding:0 7px}.krv-doc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.krv-doc-card{border:1px solid #ddd;background:#fff;padding:20px}.krv-doc-card a{overflow-wrap:anywhere}.krv-footer-note{text-align:center;padding:12px;color:#666;font-size:12px}
@media(max-width:980px){.krv-services{grid-template-columns:repeat(2,minmax(0,1fr))}.krv-services .krv-intro{grid-column:1/-1}.krv-about-grid{gap:25px}.krv-hero{min-height:470px;background-position:center}.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.94),rgba(255,255,255,.45))}}
@media(max-width:620px){.krv-services,.krv-about-grid,.krv-doc-grid{grid-template-columns:1fr}.krv-section{padding:44px 18px}.krv-hero{min-height:450px;background-position:56% center}.krv-hero:before{background:rgba(255,255,255,.76)}.krv-wrap{padding:30px 18px}.krv-hero p{letter-spacing:.055em}.krv-btn{padding:13px 15px}.krv-cta .krv-section-inner{display:block}.krv-services article{border-left:2px solid #ddd}.site-logo-img img{max-width:165px}}
/* Two real flag icons are appended to desktop/mobile navigation, not EN|GR labels. */
.krv-flag-item{display:inline-flex!important;align-items:center;justify-content:center}
.krv-flag-item .krv-flag-link{display:inline-flex!important;align-items:center;justify-content:center;min-width:42px;min-height:44px;padding:6px 8px!important;font-size:22px!important;line-height:1;border-bottom:2px solid transparent}
.krv-flag-item .krv-flag-link.is-active{border-bottom-color:var(--krv-burgundy)}
.krv-flag-item .krv-flag-link:focus-visible{outline:2px solid var(--krv-burgundy);outline-offset:3px}

.krv-flag-link img{display:block;width:27px;height:18px;object-fit:cover;border:1px solid #ddd;border-radius:2px}.krv-flag-link.is-active img{box-shadow:0 0 0 2px #80150c}.krv-flag-item{list-style:none}

/* KRV v1.2: full-width page, no Astra inner container framing */
body,html{margin:0;overflow-x:hidden}body{background:#fff!important;color:#171717}#content,.site-content,.ast-container{max-width:none!important;padding:0!important;margin:0!important;background:transparent!important}body.home #content{padding:0!important}.site-main{margin:0!important;padding:0!important}
.krv-header{position:relative;z-index:100;box-shadow:0 1px 10px rgba(0,0,0,.06);background:#fff}.krv-header-inner{width:min(1240px,calc(100% - 48px));margin:auto;display:flex;align-items:center;gap:22px;min-height:82px}.krv-brand{display:flex;align-items:center;flex-shrink:0}.krv-brand img{width:175px;max-height:72px;object-fit:contain;object-position:left center}.krv-primary-nav{display:flex;align-items:center;justify-content:flex-end;gap:28px;margin-left:auto}.krv-primary-nav a{text-decoration:none;color:#202020;font:600 12px/1.4 Arial,sans-serif;letter-spacing:.045em;text-transform:uppercase}.krv-primary-nav a:hover,.krv-primary-nav a:focus{color:#80150c}.krv-header-flags{display:flex;gap:12px;align-items:center;padding-left:23px;margin-left:12px;border-left:1px solid #ddd}.krv-header-flags a{display:flex;align-items:center;justify-content:center;width:37px;height:38px;border-bottom:2px solid transparent}.krv-header-flags a[aria-current=page]{border-bottom-color:#80150c}.krv-header-flags img{width:27px;height:18px;border:1px solid #ddd;object-fit:cover}.krv-menu-toggle{display:none;cursor:pointer;border:1px solid #ddd;background:#fff;color:#80150c;padding:10px 13px;margin-left:auto;font-size:21px}.krv-mobile-nav{display:none;background:#fff;border-top:1px solid #eee}.krv-mobile-nav a{display:block;padding:13px 24px;border-bottom:1px solid #eee;color:#202020;text-decoration:none;font:600 13px Arial,sans-serif}.krv-mobile-nav[hidden]{display:none!important}
/* Supplied office screenshot has text baked into left/middle. The opaque text panel hides that duplicate. */
.krv-hero{width:100%;min-height:525px;background-position:center center!important}.krv-hero:before{background:linear-gradient(90deg,#fff 0%,#fff 61%,rgba(255,255,255,.96) 69%,rgba(255,255,255,.05) 88%)!important}.krv-wrap{max-width:1240px}.krv-hero h1{font-size:clamp(38px,4.25vw,62px);max-width:710px}.krv-services article h3 a{color:#171717;text-decoration:none}.krv-services article h3 a:hover{color:#80150c}.krv-section{background:#fff}.krv-section-inner{max-width:1240px}
.krv-footer{background:#141414;color:#e7e7e7;padding:22px 24px}.krv-footer-inner{max-width:1240px;margin:auto;display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;font:12px Arial,sans-serif}.krv-footer a{color:#fff}
@media(max-width:1050px){.krv-primary-nav{gap:15px}.krv-primary-nav a{font-size:11px}.krv-header-flags{gap:5px;padding-left:12px;margin-left:0}.krv-brand img{width:148px}}
@media(max-width:780px){.krv-header-inner{width:calc(100% - 32px);min-height:72px}.krv-brand img{width:146px}.krv-primary-nav{display:none}.krv-menu-toggle{display:block}.krv-mobile-nav.is-open{display:block}.krv-header-flags{order:2;border:0;padding:0;margin:0}.krv-menu-toggle{order:1}.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.98),rgba(255,255,255,.9) 78%,rgba(255,255,255,.4))!important}.krv-wrap{padding:32px 22px}}
@media(max-width:460px){.krv-brand img{width:120px}.krv-header-inner{gap:8px}.krv-header-flags{gap:0}.krv-header-flags a{width:32px}.krv-header-flags img{width:23px;height:16px}.krv-menu-toggle{padding:8px}.krv-hero{min-height:465px}.krv-hero h1{font-size:clamp(34px,9vw,46px)}}

/* v1.3 real bilingual landing pages */
.krv-content{background:#fff;min-height:60vh;padding:80px 24px 100px}.krv-content-inner{max-width:1060px;margin:0 auto}.krv-content h1{font:500 clamp(38px,4.5vw,64px)/1.12 Georgia,serif;color:#151b24;margin:16px 0 28px}.krv-entry-content{font:17px/1.8 Arial,sans-serif;color:#29313d}.krv-entry-content h2{font:500 30px Georgia,serif;margin:34px 0 10px}.krv-entry-content a{color:#80150c;text-decoration:underline;text-underline-offset:3px}.krv-entry-content .krv-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:30px}.krv-entry-content .krv-tile{padding:28px;border:1px solid #e5e5e5;border-top:3px solid #80150c;background:#fff}.krv-entry-content .krv-tile h2{margin-top:0;font-size:23px}.krv-entry-content .krv-tile a{font-weight:700}.krv-hero .krv-btn:hover{background:#5a100a;color:#fff!important}@media(max-width:650px){.krv-content{padding:48px 18px}.krv-entry-content .krv-grid{grid-template-columns:1fr}.krv-header-inner{gap:10px}}

/* v1.4 accessible dropdown navigation: hover/focus desktop, button on touch/mobile */
.krv-nav-item{position:relative;display:flex;align-items:center;white-space:nowrap}
.krv-submenu-toggle{border:0;background:transparent;color:#80150c;cursor:pointer;font-size:18px;padding:7px 5px;line-height:1}
.krv-submenu{display:none;position:absolute;top:100%;left:-14px;min-width:258px;max-height:min(65vh,520px);overflow:auto;background:#fff;box-shadow:0 15px 30px rgba(0,0,0,.16);border-top:3px solid #80150c;padding:8px 0;z-index:110;white-space:normal}
.krv-submenu a{display:block;padding:11px 18px;font:600 12px/1.5 Arial,sans-serif;color:#263144;text-decoration:none;text-transform:none;letter-spacing:0}
.krv-submenu a:hover,.krv-submenu a:focus{background:#f8eeee;color:#80150c}
.krv-nav-item:hover>.krv-submenu,.krv-nav-item:focus-within>.krv-submenu,.krv-nav-item.submenu-open>.krv-submenu{display:block}
.krv-hero{background-position:center 42%!important}
.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.95) 0%,rgba(255,255,255,.83) 28%,rgba(255,255,255,.20) 51%,rgba(255,255,255,0) 68%)!important}
.krv-hero .krv-wrap{background:transparent}
.krv-entry-content p{margin-bottom:1.1em}.krv-entry-content ul{margin:16px 0 24px 28px}.krv-entry-content li{margin-bottom:7px}
@media(max-width:780px){.krv-mobile-nav .krv-nav-item{display:flex;flex-wrap:wrap;align-items:center;border-bottom:1px solid #ececec}.krv-mobile-nav .krv-nav-item>a{flex:1;border-bottom:0}.krv-mobile-nav .krv-submenu-toggle{width:52px;padding:11px}.krv-mobile-nav .krv-submenu{display:none;position:static;min-width:100%;box-shadow:none;max-height:none;border-top:1px solid #ececec;padding:0 0 8px 16px}.krv-mobile-nav .krv-nav-item.submenu-open>.krv-submenu{display:block}.krv-mobile-nav .krv-submenu a{padding:11px 20px}.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.96),rgba(255,255,255,.74) 62%,rgba(255,255,255,.15))!important}}

/* v1.5: restrict contrast wash to left text; keep skyline on right visible. */
.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.93) 22%,rgba(255,255,255,.52) 39%,rgba(255,255,255,0) 57%)!important}
@media(max-width:720px){.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.97),rgba(255,255,255,.84) 68%,rgba(255,255,255,.18))!important}}

/* v2 editorial pages */
.krv-content{background:linear-gradient(180deg,#fcfbfa 0,#fff 220px)!important}
.krv-content-inner{max-width:1050px!important}
.krv-content article{max-width:1050px}
.krv-content h1{max-width:950px;font-size:clamp(36px,4vw,58px);letter-spacing:-.035em}
.krv-entry-content{max-width:1010px;color:#283343;line-height:1.8}
.krv-entry-content .krv-lead{font:21px/1.65 Georgia,serif;max-width:870px;color:#303745;border-left:3px solid #80150c;padding:8px 0 8px 23px;margin:20px 0 42px}
.krv-entry-content .krv-feature-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px;list-style:none;padding:0;margin:25px 0 45px}
.krv-feature-list li{padding:22px 24px 22px 45px;margin:0!important;position:relative;background:#f8f6f4;border:1px solid #efe9e5}
.krv-feature-list li:before{content:'◆';position:absolute;left:21px;color:#80150c;font-size:13px}
.krv-original-content{margin-top:55px;padding-top:20px;border-top:1px solid #e5e1df}
.krv-original-content p{max-width:900px}.krv-page-cta{margin-top:52px;padding:32px 35px;background:#f8f2ef;border-left:4px solid #80150c}
.krv-page-cta strong{display:block;font:25px Georgia,serif;color:#1c2939}.krv-page-cta p{margin:10px 0}.krv-page-cta .krv-btn{font:700 12px Arial,sans-serif;text-decoration:none}
.krv-submenu{overscroll-behavior:contain}.krv-submenu-toggle:focus-visible{outline:2px solid #80150c}
@media(max-width:700px){.krv-entry-content .krv-feature-list{grid-template-columns:1fr}.krv-entry-content .krv-lead{font-size:18px}.krv-content{padding-top:50px}}

/* v2.1 navigation polish and insurance editorial sections */
.krv-primary-nav{gap:clamp(10px,1.3vw,23px)}
.krv-primary-nav .krv-nav-item>a{font-size:11px;letter-spacing:.055em;padding:19px 0}
.krv-nav-item.has-children{gap:5px}
.krv-submenu-toggle{width:22px;height:32px;display:inline-flex;align-items:center;justify-content:center;padding:0!important;box-shadow:none!important;outline-offset:2px;flex:none}
.krv-chevron{display:block;width:7px;height:7px;border-right:1.7px solid currentColor;border-bottom:1.7px solid currentColor;transform:translateY(-2px) rotate(45deg);transition:transform .18s ease}
.krv-submenu-toggle[aria-expanded=true] .krv-chevron{transform:translateY(1px) rotate(225deg)}
.krv-submenu{border:1px solid #e9e2df;border-top:2px solid #80150c;border-radius:0 0 4px 4px;box-shadow:0 16px 38px rgba(18,29,43,.12);padding:10px 0;min-width:280px}
.krv-submenu a{padding:11px 20px;font:500 13px/1.45 Arial,sans-serif;white-space:normal;transition:background .15s}
.krv-entry-content .krv-feature-cards,.krv-entry-content .krv-program-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:22px 0 42px}
.krv-feature-cards article,.krv-program-grid article{padding:24px 27px;border:1px solid #ebe6e3;background:#fbfaf9;min-width:0}
.krv-program-grid article{border-top:3px solid #80150c;background:#fff}
.krv-feature-cards h3,.krv-program-grid h3{font:600 23px/1.25 Georgia,serif;color:#142538;margin:0 0 12px}
.krv-program-grid article span{display:block;font:700 12px Arial,sans-serif;color:#80150c;margin-bottom:17px;letter-spacing:.1em}
.krv-feature-cards p,.krv-program-grid p{margin:0;font:15px/1.7 Arial,sans-serif;color:#4a5564}
.krv-entry-content .krv-disclaimer{margin:30px 0;padding:19px 24px;border-left:3px solid #a2a2a2;background:#f7f7f7;font:14px/1.75 Arial,sans-serif;color:#555}
.krv-page-cta a{color:#80150c}
@media(max-width:700px){.krv-entry-content .krv-feature-cards,.krv-entry-content .krv-program-grid{grid-template-columns:1fr}}

/* Complete archive: shared product editorial design */
.krv-source-article{max-width:980px;font-family:Arial,sans-serif;font-size:16px;line-height:1.8;color:#263343}
.krv-source-article>p:first-child{font:21px/1.7 Georgia,serif;color:#25344a;border-left:3px solid #80150c;padding-left:22px;margin:0 0 34px}
.krv-source-article h2{font:500 clamp(24px,2.6vw,34px)/1.25 Georgia,serif;color:#142538;margin:42px 0 18px;padding-bottom:15px;border-bottom:1px solid #eae3e0}
.krv-source-article h3{font:600 21px/1.3 Georgia,serif;color:#80150c;margin:28px 0 14px}
.krv-source-article p{margin:0 0 19px}
.krv-source-article ul,.krv-source-article ol{margin:14px 0 30px;padding-left:30px}
.krv-source-article li{margin-bottom:10px}
.krv-source-article blockquote{margin:26px 0;padding:22px 26px;background:#f8f6f5;border-left:3px solid #80150c}
.krv-source-article table{width:100%;border-collapse:collapse;display:block;overflow-x:auto;margin:24px 0}
.krv-source-article td,.krv-source-article th{padding:12px;border:1px solid #e6e2df}
.krv-submenu{max-height:min(75vh,650px);overflow-y:auto;overscroll-behavior:contain}
.krv-primary-nav .krv-nav-item.has-children:hover>.krv-submenu{display:block}
.krv-primary-nav .krv-submenu a{padding:9px 16px;font-size:12px}
@media(max-width:1000px){.krv-submenu{max-height:none}}

.krv-editorial-catalog{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:32px 0 60px}
.krv-entry-content a.krv-editorial-link{display:flex;flex-direction:column;gap:12px;padding:25px 27px;text-decoration:none;background:#fff;border:1px solid #e5e1dd;border-top:3px solid #80150c;color:#404b58;transition:transform .15s,box-shadow .15s}
.krv-entry-content a.krv-editorial-link:hover{transform:translateY(-2px);box-shadow:0 12px 24px rgba(16,24,40,.08)}
.krv-editorial-link-title{font:600 21px/1.3 Georgia,serif;color:#172942}
.krv-editorial-view{font:700 12px Arial,sans-serif;letter-spacing:.04em;color:#80150c;margin-top:auto}
@media(max-width:700px){.krv-editorial-catalog{grid-template-columns:1fr}}

/* v3.0 consolidated editorial design */
:root{--krv-ink:#18283a;--krv-burgundy:#80150c}
.krv-header{box-shadow:0 3px 20px rgba(24,40,58,.045)}
.krv-primary-nav .krv-nav-item>a{font-weight:700;text-transform:uppercase;letter-spacing:.055em}
.krv-submenu{min-width:310px;max-width:360px;border-radius:0 0 6px 6px;max-height:min(76vh,720px);padding:8px 0}
.krv-submenu a{border-bottom:1px solid #f1edeb;font-size:13px!important;line-height:1.35!important;padding:12px 20px!important}
.krv-submenu a:last-child{border-bottom:0}
.krv-chevron{width:6px;height:6px;border-right-width:1.5px;border-bottom-width:1.5px}
.krv-content{padding-top:72px}.krv-content-inner{max-width:1150px!important}
.krv-content h1{line-height:1.08;margin-bottom:28px}
.krv-entry-content{max-width:1070px}.krv-entry-content>p,.krv-entry-content>.krv-source-article{max-width:1000px}
.krv-source-article{font:17px/1.85 Arial,sans-serif;overflow-wrap:anywhere;max-width:1040px}
.krv-source-article h2,.krv-entry-content h2{margin:38px 0 18px;padding-top:12px;color:#19283b;font:500 clamp(25px,2.8vw,37px)/1.2 Georgia,serif;letter-spacing:-.025em}
.krv-source-article h3,.krv-entry-content h3{font:600 23px/1.3 Georgia,serif;color:#19283b;margin:26px 0 12px}
.krv-source-article p{margin:0 0 19px}.krv-source-article ul,.krv-source-article ol{padding-left:26px;margin:18px 0 24px}
.krv-source-article li{margin-bottom:9px}.krv-source-article a{overflow-wrap:anywhere}
.krv-source-article table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse;margin:32px 0}.krv-source-article td,.krv-source-article th{padding:13px;border:1px solid #e8e2df}
.krv-entry-content img{max-width:100%;height:auto}.krv-entry-content blockquote{padding:22px 28px;border-left:4px solid #80150c;background:#faf7f5;margin:30px 0}
@media(min-width:782px){.krv-content-inner>article{padding:0 20px}}
@media(max-width:780px){.krv-mobile-nav .krv-submenu{max-width:none;max-height:none}.krv-submenu a{font-size:13px!important}.krv-content{padding:46px 18px 70px}.krv-source-article{font-size:16px}}

/* Editorial layouts built from source content */
.krv-source-article .krv-benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:22px 0 34px}
.krv-source-article .krv-benefit{border:1px solid #e8e1dc;background:#fff;padding:24px 22px;min-height:100px;position:relative}
.krv-source-article .krv-benefit:before{content:"";display:block;height:2px;width:30px;background:#80150c;margin-bottom:18px}
.krv-source-article .krv-benefit h3{font:600 17px/1.4 Georgia,serif;color:#18283a;margin:0}
.krv-source-article>p{max-width:880px;line-height:1.8}
.krv-source-article>h2{max-width:900px}
.krv-source-article>h2:not(:first-child){border-top:1px solid #ece7e4;margin-top:46px;padding-top:28px}
.krv-source-article a[href^="mailto:"]{color:#80150c;text-decoration:underline;text-underline-offset:3px}
.krv-source-article>p:has(>strong){background:#f8f5f2;padding:22px 26px;border-left:3px solid #80150c}
.krv-nav-item .krv-submenu{box-shadow:0 14px 30px rgba(20,30,45,.14);z-index:999}
.krv-nav-item>a{text-decoration:none}
@media(max-width:850px){.krv-source-article .krv-benefit-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.krv-source-article .krv-benefit-grid{grid-template-columns:1fr}.krv-source-article .krv-benefit{min-height:0;padding:18px}}

/* 3.2.0: navigational refinements and consistent long-form article rhythm */
.krv-submenu-toggle{display:inline-flex;align-items:center;justify-content:center;width:25px;height:33px;min-width:25px;padding:0;margin-left:2px;border:0;border-radius:0;background:transparent!important;cursor:pointer}
.krv-submenu-toggle:hover,.krv-submenu-toggle:focus-visible{color:#80150c;outline-offset:2px}
.krv-chevron{display:block;width:7px;height:7px;border:solid currentColor;border-width:0 1.5px 1.5px 0;transform:translateY(-2px) rotate(45deg);transition:transform .2s ease}
.krv-submenu-toggle[aria-expanded="true"] .krv-chevron{transform:translateY(2px) rotate(225deg)}
.krv-primary-nav .krv-submenu{min-width:292px;padding:6px 0;border-top:2px solid #80150c;box-shadow:0 14px 34px rgba(30,35,40,.11)}
.krv-primary-nav .krv-submenu a{white-space:normal;line-height:1.45!important;padding:12px 18px!important}
.krv-source-article p+ul,.krv-source-article p+ol{margin-top:-4px}
.krv-source-article h2{scroll-margin-top:110px}
.krv-source-article a:focus-visible{outline:2px solid #80150c;outline-offset:3px}
@media(max-width:780px){.krv-mobile-nav .krv-nav-item{display:flex;align-items:center;flex-wrap:wrap}.krv-mobile-nav .krv-nav-item>a{flex:1}.krv-mobile-nav .krv-submenu-toggle{margin-right:12px;width:40px;height:40px}.krv-mobile-nav .krv-submenu{position:static;width:100%;min-width:0;max-height:none;overflow:visible;box-shadow:none;border-top:1px solid #eee}.krv-mobile-nav .krv-submenu a{padding-left:38px!important}}

/* 3.3 designed article system: consistent page identity, contents, responsive cards */
.krv-article-hero{background:linear-gradient(115deg,#fcfaf8,#f3efeb);border-bottom:1px solid #ece4df;padding:58px max(24px,calc((100vw - 1160px)/2)) 45px}
.krv-article-hero-inner{max-width:1060px}
.krv-article-kicker{font:700 11px/1.4 Arial,sans-serif;letter-spacing:.18em;text-transform:uppercase;color:#80150c;display:block;margin-bottom:19px}
.krv-article-hero h1{font:500 clamp(36px,4.8vw,64px)/1.13 Georgia,serif!important;letter-spacing:-.03em;color:#1d2a3c;margin:0!important}
.krv-article-intro{font:19px/1.65 Georgia,serif;color:#495160;max-width:830px;margin-top:24px}
.krv-content .krv-content-inner{padding-top:40px}
.krv-toc{border:1px solid #e8e0dc;background:#fff;margin:0 0 45px;padding:27px 30px;max-width:900px}
.krv-toc-label{font:700 11px Arial,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:#80150c;margin:0 0 18px}
.krv-toc-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 24px;margin:0;padding:0;list-style:none!important}
.krv-toc-list li{list-style:none!important;margin:0;padding:0}
.krv-toc-list a{text-decoration:none;color:#273649;border-bottom:1px solid #ded9d5;font:14px/1.4 Arial,sans-serif;display:inline-block;padding-bottom:4px}
.krv-toc-list a:hover{color:#80150c;border-color:#80150c}
.krv-source-article h2,.krv-entry-content h2{scroll-margin-top:115px}
.krv-source-article>ul:not(.krv-feature-list),.krv-entry-content>ul{padding:24px 33px 24px 45px;background:#faf8f6;border-left:3px solid #80150c}
.krv-source-article h2{position:relative;padding-bottom:18px;border-bottom:1px solid #e8e0dc}
.krv-source-article h2:after{content:'';position:absolute;bottom:-1px;left:0;background:#80150c;width:48px;height:2px}
@media(max-width:680px){.krv-article-hero{padding:36px 20px}.krv-content .krv-content-inner{padding-top:12px}.krv-toc-list{grid-template-columns:1fr}.krv-article-intro{font-size:17px}.krv-toc{padding:22px}}

/* V4: faithfully reconstructed original insurance program comparison tables */
.krv-table-scroll{max-width:100%;overflow-x:auto;margin:34px 0 46px;background:#fff;border:1px solid #e9e2dd;box-shadow:0 8px 26px rgba(30,25,20,.045)}
.krv-table-scroll .krv-comparison-table{width:100%;min-width:620px;border-collapse:collapse;display:table;font:14px/1.55 Arial,sans-serif;color:#29364a;margin:0}
.krv-table-scroll .krv-comparison-table th{color:#fff;background:#74190f;font-weight:700;padding:15px 16px;vertical-align:top;text-align:left;border:1px solid #924039}
.krv-table-scroll .krv-comparison-table td{padding:14px 16px;text-align:left;vertical-align:top;border:1px solid #eae5e2;min-width:100px}
.krv-table-scroll .krv-comparison-table tr:nth-child(even) td{background:#fcf9f7}
.krv-table-scroll .krv-comparison-table p{margin:0!important;font-size:inherit!important;line-height:1.55!important}
.krv-table-scroll .krv-comparison-table span{color:inherit}
.krv-submenu-toggle .krv-chevron{font-size:0!important;border-right:1.6px solid #80150c;border-bottom:1.6px solid #80150c;width:7px;height:7px}
.krv-entry-content p,.krv-entry-content li{overflow-wrap:break-word}
@media(max-width:760px){.krv-table-scroll .krv-comparison-table{min-width:550px;font-size:13px}.krv-table-scroll .krv-comparison-table th,.krv-table-scroll .krv-comparison-table td{padding:10px 12px}}

/* 5.0 editorial system: consistent source article typography and structure */
.krv-content{background:#fff!important}
.krv-content-inner{width:min(1160px,calc(100% - 48px));margin:0 auto}
.krv-entry-content{font:normal 17px/1.85 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#273343}
.krv-entry-content h2{font:600 clamp(27px,3vw,39px)/1.25 Georgia,serif;color:#16263a;letter-spacing:-.025em;margin:48px 0 20px}
.krv-entry-content h3{font:600 clamp(21px,2.3vw,27px)/1.3 Georgia,serif;color:#18283a;margin:32px 0 15px}
.krv-entry-content p{margin:0 0 22px;max-width:930px;line-height:1.85}
.krv-entry-content ul,.krv-entry-content ol{max-width:960px;margin:18px 0 30px;padding-left:34px}
.krv-entry-content li{padding:5px 0}
.krv-entry-content blockquote{margin:32px 0;padding:26px 32px;background:#faf7f4;border-left:3px solid #80150c;font:19px/1.6 Georgia,serif}
.krv-entry-content strong{color:#17293c}
.krv-entry-content table{border-collapse:collapse;width:100%;margin:25px 0 36px;font-size:14px}
.krv-entry-content th,.krv-entry-content td{padding:14px 16px;border:1px solid #e5ded9;text-align:left;vertical-align:top}
.krv-entry-content th{background:#6f1b14;color:#fff}
.krv-entry-content tr:nth-child(even) td{background:#faf8f6}
.krv-entry-content a{color:#80150c;text-decoration-thickness:1px;text-underline-offset:3px}
.krv-entry-content a:hover{color:#b13b2d}
.krv-nav-item .krv-submenu a{font:500 13px/1.5 system-ui,sans-serif!important;white-space:normal}
.krv-primary-nav .krv-nav-item:focus-within>.krv-submenu,.krv-primary-nav .krv-nav-item:hover>.krv-submenu{display:block}
.krv-submenu-toggle{cursor:pointer}
.krv-submenu-toggle:focus-visible,.krv-header a:focus-visible{outline:2px solid #80150c;outline-offset:3px}
@media(max-width:700px){.krv-content-inner{width:calc(100% - 36px)}.krv-entry-content{font-size:16px}.krv-entry-content h2{margin:32px 0 16px}}

/* 6.0 editorial design. Preserve source paragraphs and tables; style them with visual hierarchy. */
.krv-designed-article{background:white}
.krv-source-article{display:flow-root;counter-reset:section}
.krv-source-article>.krv-section-heading{clear:both;position:relative;padding:0 0 15px;margin-top:46px;margin-bottom:24px;border-bottom:1px solid #e9dfdb;font-size:clamp(25px,2.5vw,37px);line-height:1.26}
.krv-source-article>.krv-section-anchor{color:#80150c}
.krv-source-article>p{margin-bottom:1.4em;max-width:900px;overflow-wrap:anywhere}
.krv-source-article>p:first-of-type{font-size:clamp(18px,1.8vw,21px);line-height:1.72;color:#3d4550}
.krv-source-article>h3{border-left:3px solid #80150c;padding:10px 0 10px 18px;margin:24px 0 13px;background:#fbf8f6}
.krv-source-article>ul,.krv-source-article>ol{padding:15px 22px 15px 47px;background:#faf9f7;border-radius:8px}
.krv-source-article a[href$=".pdf"]{color:#80150c;text-decoration:underline}
.krv-table-scroll{overflow-x:auto;max-width:100%;margin:28px 0 38px;box-shadow:0 10px 35px rgba(22,35,45,.08)}
.krv-table-scroll>table{margin:0;min-width:550px;max-width:none}
.krv-source-article img{display:block;max-width:100%;height:auto;margin:26px auto}
.krv-source-article>*:last-child{margin-bottom:30px}
@media(min-width:920px){.krv-source-article{padding:14px 0 70px}}
@media(max-width:760px){.krv-source-article>.krv-section-heading{margin-top:34px}.krv-source-article>p{font-size:16px}}

/* Visual grouping of actual source features, never invented copy. */
.krv-feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:16px;margin:18px 0 42px}
.krv-feature-card{display:flex;align-items:center;min-height:92px;margin:0!important;padding:22px 24px!important;font:600 17px/1.42 system-ui,-apple-system,"Segoe UI",sans-serif!important;letter-spacing:0!important;background:#fbfaf8;border:1px solid #e8e2dd;border-left:3px solid #80150c;border-radius:4px;color:#232b36!important;box-shadow:0 3px 15px rgba(35,43,54,.025)}
.krv-feature-card::before{content:"";display:block;width:7px;height:7px;flex:0 0 7px;margin-right:14px;border:1px solid #80150c;border-radius:50%}
.krv-feature-card:hover{background:#f8f2ef}

/* 6.0 live-linked insurance product catalogue (both languages). */
.krv-product-directory{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:20px;margin:30px 0 80px}
.krv-product-card{display:flex;flex-direction:column;gap:13px;padding:30px 28px;min-height:225px;text-decoration:none!important;background:#fff;border:1px solid #e8e0dc;border-top:4px solid #80150c;box-shadow:0 6px 20px rgba(20,35,44,.04);transition:transform .2s ease,box-shadow .2s ease}
.krv-product-card:hover{transform:translateY(-3px);box-shadow:0 13px 30px rgba(20,35,44,.09)}
.krv-product-card strong{font:600 23px/1.32 Georgia,serif;color:#162a3d}
.krv-product-card span{font:15px/1.66 system-ui,sans-serif;color:#596371}
.krv-product-card b{font:600 14px/1.4 system-ui,sans-serif;color:#80150c;margin-top:auto}
.krv-recovered-highlights{border-top:1px solid #e5dad3;padding:35px 0;margin-top:65px}
.krv-recovered-point{background:#fbf8f5;padding:19px 24px;border-left:2px solid #80150c;margin-bottom:11px;font-size:17px}
.krv-restored-source{padding-top:35px;border-top:1px solid #eee;margin-top:40px}
.krv-restored-source-section{margin:16px 0 30px;line-height:1.8}
/* Desktop drop-downs with a thin chevron, two-column long menus, bounded height. */
.krv-primary-nav .krv-submenu{max-height:min(76vh,600px);overflow-y:auto;overscroll-behavior:contain}
.krv-primary-nav .krv-nav-item.has-children:nth-child(3) .krv-submenu{display:none;grid-template-columns:repeat(2,minmax(180px,1fr));min-width:min(680px,88vw)}
.krv-primary-nav .krv-nav-item.has-children:nth-child(3):hover .krv-submenu,.krv-primary-nav .krv-nav-item.has-children:nth-child(3):focus-within .krv-submenu,.krv-primary-nav .krv-nav-item.has-children:nth-child(3).submenu-open .krv-submenu{display:grid}
@media(max-width:900px){.krv-primary-nav .krv-nav-item.has-children:nth-child(3) .krv-submenu{min-width:0;display:none;grid-template-columns:1fr}.krv-mobile-nav .krv-submenu{max-height:none;overflow:visible}}

/* Bilingual comparison tables: preserve all original source conditions */
.krv-comparison-section{margin:54px 0 20px;padding-top:24px;border-top:2px solid #e4d8d3}
.krv-en-source-table{max-width:100%;overflow-x:auto;margin:24px 0 38px}
.krv-en-source-table table{width:100%;min-width:670px;display:table;border-collapse:collapse}
.krv-en-source-table td:first-child{min-width:220px;width:43%}
.krv-original-criterion{display:block;margin-top:4px;font:12px/1.4 Arial,sans-serif;color:#8b6b6b}
.krv-en-indicative{display:block;font-weight:600}
.krv-en-source-table th{background:#80150c;color:white}

/* v6.1.0: concise article layout, no autogenerated jump-link panel */
.krv-article-hero{padding-top:38px!important;padding-bottom:31px!important}
.krv-article-kicker{margin-bottom:10px!important}
.krv-article-hero h1{font-size:clamp(33px,4vw,54px)!important}
.krv-content{padding-top:0!important}
.krv-content-inner{padding-top:26px!important}
.krv-entry-content{max-width:100%!important}
.krv-source-article{padding-top:0!important;line-height:1.75!important}
.krv-source-article>.krv-section-heading,.krv-source-article>h2{margin-top:32px!important;margin-bottom:15px!important;padding-top:8px!important}
.krv-source-article p{margin-bottom:17px!important}
.krv-source-article>h3{margin-top:20px!important;background:none!important}
.krv-source-article ul,.krv-source-article ol{background:transparent!important;border-left:0!important;padding-top:4px!important;padding-bottom:7px!important}
.krv-source-article .krv-table-scroll{margin:20px 0 30px}
.krv-toc{display:none!important}
.krv-pdf-section{margin:42px 0 58px;padding:26px 30px;border:1px solid #e7e1dc;background:#fbfaf8;border-top:3px solid #80150c}
.krv-pdf-section h2{font:500 clamp(24px,2.5vw,32px)/1.3 Georgia,serif;margin:0 0 20px;color:#19283b}
.krv-pdf-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}
.krv-pdf-item{display:flex;flex-direction:column;gap:6px;background:white;border:1px solid #e8e1db;padding:16px 20px;min-width:0}
.krv-pdf-item strong{font:600 15px/1.4 system-ui,sans-serif;color:#1b2c3d;overflow-wrap:anywhere}
.krv-pdf-item a{color:#80150c!important;font:700 13px/1.6 system-ui,sans-serif}
.krv-pdf-pending{color:#69717a;font:13px/1.5 system-ui,sans-serif}
@media(max-width:700px){.krv-article-hero{padding:26px 20px!important}.krv-content-inner{padding-top:18px!important}.krv-pdf-section{padding:20px 16px}.krv-pdf-list{grid-template-columns:1fr}}

/* v6.1.0: concise article layout, no autogenerated jump-link panel */
.krv-article-hero{padding-top:38px!important;padding-bottom:31px!important}
.krv-article-kicker{margin-bottom:10px!important}
.krv-article-hero h1{font-size:clamp(33px,4vw,54px)!important}
.krv-content{padding-top:0!important}
.krv-content-inner{padding-top:26px!important}
.krv-entry-content{max-width:100%!important}
.krv-source-article{padding-top:0!important;line-height:1.75!important}
.krv-source-article>.krv-section-heading,.krv-source-article>h2{margin-top:32px!important;margin-bottom:15px!important;padding-top:8px!important}
.krv-source-article p{margin-bottom:17px!important}
.krv-source-article>h3{margin-top:20px!important;background:none!important}
.krv-source-article ul,.krv-source-article ol{background:transparent!important;border-left:0!important;padding-top:4px!important;padding-bottom:7px!important}
.krv-source-article .krv-table-scroll{margin:20px 0 30px}
.krv-toc{display:none!important}
.krv-pdf-section{margin:42px 0 58px;padding:26px 30px;border:1px solid #e7e1dc;background:#fbfaf8;border-top:3px solid #80150c}
.krv-pdf-section h2{font:500 clamp(24px,2.5vw,32px)/1.3 Georgia,serif;margin:0 0 20px;color:#19283b}
.krv-pdf-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}
.krv-pdf-item{display:flex;flex-direction:column;gap:6px;background:white;border:1px solid #e8e1db;padding:16px 20px;min-width:0}
.krv-pdf-item strong{font:600 15px/1.4 system-ui,sans-serif;color:#1b2c3d;overflow-wrap:anywhere}
.krv-pdf-item a{color:#80150c!important;font:700 13px/1.6 system-ui,sans-serif}
.krv-pdf-pending{color:#69717a;font:13px/1.5 system-ui,sans-serif}
@media(max-width:700px){.krv-article-hero{padding:26px 20px!important}.krv-content-inner{padding-top:18px!important}.krv-pdf-section{padding:20px 16px}.krv-pdf-list{grid-template-columns:1fr}}

/* v6.1.0: concise article layout, no autogenerated jump-link panel */
.krv-article-hero{padding-top:38px!important;padding-bottom:31px!important}
.krv-article-kicker{margin-bottom:10px!important}
.krv-article-hero h1{font-size:clamp(33px,4vw,54px)!important}
.krv-content{padding-top:0!important}
.krv-content-inner{padding-top:26px!important}
.krv-entry-content{max-width:100%!important}
.krv-source-article{padding-top:0!important;line-height:1.75!important}
.krv-source-article>.krv-section-heading,.krv-source-article>h2{margin-top:32px!important;margin-bottom:15px!important;padding-top:8px!important}
.krv-source-article p{margin-bottom:17px!important}
.krv-source-article>h3{margin-top:20px!important;background:none!important}
.krv-source-article ul,.krv-source-article ol{background:transparent!important;border-left:0!important;padding-top:4px!important;padding-bottom:7px!important}
.krv-source-article .krv-table-scroll{margin:20px 0 30px}
.krv-toc{display:none!important}
.krv-pdf-section{margin:42px 0 58px;padding:26px 30px;border:1px solid #e7e1dc;background:#fbfaf8;border-top:3px solid #80150c}
.krv-pdf-section h2{font:500 clamp(24px,2.5vw,32px)/1.3 Georgia,serif;margin:0 0 20px;color:#19283b}
.krv-pdf-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}
.krv-pdf-item{display:flex;flex-direction:column;gap:6px;background:white;border:1px solid #e8e1db;padding:16px 20px;min-width:0}
.krv-pdf-item strong{font:600 15px/1.4 system-ui,sans-serif;color:#1b2c3d;overflow-wrap:anywhere}
.krv-pdf-item a{color:#80150c!important;font:700 13px/1.6 system-ui,sans-serif}
.krv-pdf-pending{color:#69717a;font:13px/1.5 system-ui,sans-serif}
@media(max-width:700px){.krv-article-hero{padding:26px 20px!important}.krv-content-inner{padding-top:18px!important}.krv-pdf-section{padding:20px 16px}.krv-pdf-list{grid-template-columns:1fr}}

/* v6.1.0: concise article layout, no autogenerated jump-link panel */
.krv-article-hero{padding-top:38px!important;padding-bottom:31px!important}
.krv-article-kicker{margin-bottom:10px!important}
.krv-article-hero h1{font-size:clamp(33px,4vw,54px)!important}
.krv-content{padding-top:0!important}
.krv-content-inner{padding-top:26px!important}
.krv-entry-content{max-width:100%!important}
.krv-source-article{padding-top:0!important;line-height:1.75!important}
.krv-source-article>.krv-section-heading,.krv-source-article>h2{margin-top:32px!important;margin-bottom:15px!important;padding-top:8px!important}
.krv-source-article p{margin-bottom:17px!important}
.krv-source-article>h3{margin-top:20px!important;background:none!important}
.krv-source-article ul,.krv-source-article ol{background:transparent!important;border-left:0!important;padding-top:4px!important;padding-bottom:7px!important}
.krv-source-article .krv-table-scroll{margin:20px 0 30px}
.krv-toc{display:none!important}
.krv-pdf-section{margin:42px 0 58px;padding:26px 30px;border:1px solid #e7e1dc;background:#fbfaf8;border-top:3px solid #80150c}
.krv-pdf-section h2{font:500 clamp(24px,2.5vw,32px)/1.3 Georgia,serif;margin:0 0 20px;color:#19283b}
.krv-pdf-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}
.krv-pdf-item{display:flex;flex-direction:column;gap:6px;background:white;border:1px solid #e8e1db;padding:16px 20px;min-width:0}
.krv-pdf-item strong{font:600 15px/1.4 system-ui,sans-serif;color:#1b2c3d;overflow-wrap:anywhere}
.krv-pdf-item a{color:#80150c!important;font:700 13px/1.6 system-ui,sans-serif}
.krv-pdf-pending{color:#69717a;font:13px/1.5 system-ui,sans-serif}
@media(max-width:700px){.krv-article-hero{padding:26px 20px!important}.krv-content-inner{padding-top:18px!important}.krv-pdf-section{padding:20px 16px}.krv-pdf-list{grid-template-columns:1fr}}

/* v6.2 - semantic insurance product content */
.krv-source-article .krv-benefit-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:36px;row-gap:6px;list-style:none;padding:4px 0 22px!important;margin:0 0 18px!important;background:transparent!important;border:0!important}
.krv-source-article .krv-benefit-list>li{position:relative;margin:0!important;padding:10px 5px 10px 25px!important;font:400 16px/1.6 system-ui,sans-serif!important;color:#203045!important;border-bottom:1px solid #eee8e3}
.krv-source-article .krv-benefit-list>li:before{content:'✓';position:absolute;left:0;top:11px;color:#80150c;font-weight:700}
.krv-home-insurance>.krv-section-heading{font-size:clamp(22px,2.5vw,32px)!important;line-height:1.3!important;margin:34px 0 18px!important;padding:0 0 10px!important;border-bottom:1px solid #e4dad4!important}
.krv-home-insurance p{font-size:16px!important;line-height:1.8!important;letter-spacing:normal!important}
@media(max-width:700px){.krv-source-article .krv-benefit-list{grid-template-columns:1fr;gap:0}}

/* v6.3: tighter product introduction and functional programmes/contact cards */
.krv-article-hero{padding-top:22px!important;padding-bottom:19px!important}
.krv-content-inner{padding-top:0!important}
.krv-entry-content>.krv-source-article{padding-top:0!important}
.krv-source-article>.krv-section-heading:first-child{margin-top:10px!important;padding-top:0!important}
.krv-home-insurance>.krv-section-heading:first-child{margin-top:10px!important}
.krv-program-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:18px 0 38px}
.krv-program-card{display:flex;flex-direction:column;align-items:flex-start;gap:12px;min-height:145px;padding:22px;border:1px solid #e5dcd7;border-radius:5px;background:#fcfaf8;text-decoration:none!important;transition:background .2s,box-shadow .2s}
.krv-program-icon{display:inline-flex;align-items:center;justify-content:center;padding:4px 6px;font:800 12px/1.5 system-ui,sans-serif;color:#80150c;background:#fff;border:2px solid #80150c;border-radius:3px;letter-spacing:-.01em}
.krv-program-card strong{font:600 17px/1.4 system-ui,sans-serif!important;color:#17283b}
.krv-program-action{font:700 13px/1.5 system-ui,sans-serif;color:#80150c;margin-top:auto}
.krv-program-action.is-pending{font-weight:400;color:#76777a}
a.krv-program-card:hover{background:#f6f0ec;box-shadow:0 8px 22px rgba(50,20,12,.09)}
a.krv-program-card:focus-visible{outline:2px solid #80150c;outline-offset:3px}
.krv-contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:20px 0 42px}
.krv-contact-card{display:flex;flex-direction:column;gap:11px;padding:30px;border:1px solid #e4d9d2;border-radius:5px;background:#faf7f4;min-width:0}
.krv-contact-icon{font:600 30px/1 Georgia,serif;color:#80150c}
.krv-contact-label{font:700 12px/1.5 system-ui,sans-serif;text-transform:uppercase;letter-spacing:.12em;color:#7c342b}
.krv-contact-card a{font:650 clamp(17px,2vw,22px)/1.45 system-ui,sans-serif!important;overflow-wrap:anywhere}
.krv-contact-card p{margin:0!important;font-size:14px!important;color:#4e5660}
@media(max-width:760px){.krv-program-grid{grid-template-columns:1fr}.krv-contact-grid{grid-template-columns:1fr}.krv-program-card{min-height:120px}.krv-contact-card{padding:22px}}

/* v6.4: intentional visual system; stable on desktop/tablet/mobile. */
:root{--krv-burgundy:#80150c;--krv-deep:#18283a;--krv-line:#e8e0da;--krv-muted:#536073}
.krv-header{position:sticky;top:0;background:rgba(255,255,255,.98);backdrop-filter:blur(12px);z-index:1000}
.admin-bar .krv-header{top:32px}
.krv-primary-nav .krv-nav-item>a{display:inline-flex;align-items:center;min-height:48px}
.krv-primary-nav .krv-nav-item.has-children{position:relative}
.krv-primary-nav .krv-submenu{border:1px solid var(--krv-line)!important;border-top:3px solid var(--krv-burgundy)!important;box-shadow:0 20px 48px rgba(17,31,44,.13)!important;padding:12px!important;border-radius:0 0 8px 8px;background:#fff}
.krv-primary-nav .krv-submenu a{padding:11px 15px!important;display:block;border-radius:4px;text-transform:none!important;letter-spacing:0!important;line-height:1.45!important;font-weight:500!important;font-size:13px!important}
.krv-primary-nav .krv-submenu a:hover,.krv-primary-nav .krv-submenu a:focus-visible{background:#f9f4f1!important}
.krv-submenu-toggle:focus-visible,.krv-primary-nav a:focus-visible,.krv-header-flags a:focus-visible{outline:2px solid #80150c;outline-offset:3px}
.krv-hero{min-height:510px!important;background-position:center 43%!important}
/* Solid text reading area while leaving the Acropolis-facing photograph on the right. */
.krv-hero:before{background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.99) 28%,rgba(255,255,255,.96) 38%,rgba(255,255,255,.15) 59%,rgba(255,255,255,0) 71%)!important}
.krv-hero .krv-wrap{padding-top:55px;padding-bottom:55px}
.krv-hero h1{line-height:1.08;letter-spacing:-.03em;max-width:610px}
.krv-hero p{letter-spacing:.035em;line-height:1.55;max-width:520px}
.krv-services{gap:0!important}.krv-services article{padding:22px 24px!important;transition:background .2s ease}.krv-services article:hover{background:#fbf7f4}
.krv-services article h3{font:600 17px/1.4 Georgia,serif!important;letter-spacing:0!important}
.krv-services article .krv-icon{color:var(--krv-burgundy)}
.krv-source-article,.krv-entry-content{color:var(--krv-deep);letter-spacing:normal!important}
.krv-source-article p{line-height:1.75!important}
.krv-source-article .krv-section-heading{font-family:Georgia,serif;letter-spacing:-.015em!important}
.krv-source-article .krv-benefit-list>li{padding-left:26px!important}
.krv-program-card{position:relative;overflow:hidden;border-top:3px solid #80150c!important;border-radius:3px!important}
.krv-program-card:hover{transform:translateY(-2px)}
.krv-program-icon{min-width:37px;min-height:40px;border:0!important;color:#80150c!important;background:transparent!important;padding:0!important;font-size:0!important}
.krv-program-icon:before{content:'PDF';display:inline-flex;align-items:center;justify-content:center;width:34px;height:39px;border:2px solid #80150c;border-radius:3px 9px 3px 3px;font:800 11px/1 Arial,sans-serif;letter-spacing:-.05em}
.krv-contact-card{border-left:3px solid #80150c!important;background:#fbf9f7!important}
.krv-documents-search{margin:20px 0 26px;max-width:460px}
.krv-documents-search label{display:block;font:700 12px/1.5 Arial,sans-serif;letter-spacing:.08em;color:#80150c;margin-bottom:8px}
.krv-documents-search input{width:100%;padding:14px 16px;border:1px solid #ccc5c0;border-radius:4px;font-size:16px}
.krv-doc-card{border-top:3px solid #80150c;border-radius:4px;min-width:0}
.krv-doc-card a{font-weight:700}.krv-doc-card[hidden]{display:none!important}
.krv-docs-empty{color:#536073;padding:20px 0}
.krv-contact-card a:hover,.krv-pdf-item a:hover{color:#560e08!important}
@media(max-width:980px){.krv-primary-nav{gap:11px}.krv-header-inner{gap:12px}.krv-hero:before{background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.94) 41%,rgba(255,255,255,.17) 83%)!important}}
@media(max-width:780px){.admin-bar .krv-header{top:46px}.krv-header{position:relative;top:auto}.krv-hero{min-height:440px!important}.krv-hero:before{background:linear-gradient(90deg,rgba(255,255,255,.97),rgba(255,255,255,.8) 70%,rgba(255,255,255,.22))!important}.krv-services article{padding:18px!important}}
@media(max-width:600px){.krv-hero h1{font-size:clamp(32px,9vw,46px)!important}.krv-hero .krv-wrap{padding:46px 20px}.krv-section{padding-top:40px;padding-bottom:40px}.krv-article-hero h1{font-size:clamp(30px,8vw,44px)!important}}
.krv-service-more{font:700 13px/1.4 Arial,sans-serif;color:#80150c;text-decoration:none}.krv-services article p{font:14px/1.65 Arial,sans-serif;color:#4b5968;margin:14px 0}.krv-services article h3 a:focus-visible{outline:2px solid #80150c;outline-offset:4px}


/* Corporate homepage rebuilt from original 2026 WXR Home content. */
.krv-home-v65 .krv-home-photo{width:100%;height:auto;position:relative;overflow:hidden;background:#fff;padding:0;margin:0}
.krv-home-v65 .krv-home-photo::before,.krv-home-v65 .krv-home-photo::after{content:none!important;display:none!important}
.krv-home-v65 .krv-home-photo img{display:block;width:100%;height:auto;max-width:none;object-fit:cover;filter:none!important;opacity:1!important}
.krv-home-v65 .krv-home-container{max-width:1180px;padding:0 24px;margin:0 auto}
.krv-home-v65 .krv-home-lead{padding:65px 0 57px;background:#f8f6f3;border-bottom:1px solid #eae4de}
.krv-home-v65 .krv-home-kicker{display:block;color:#80150c;text-transform:uppercase;font:bold 11px/1.5 Arial,sans-serif;letter-spacing:.17em;margin-bottom:16px}
.krv-home-v65 h1,.krv-home-v65 h2,.krv-home-v65 h3{color:#172438;letter-spacing:-.025em}
.krv-home-v65 .krv-home-lead h1{font:500 clamp(30px,4vw,55px)/1.15 Georgia,serif;max-width:930px;margin:0 0 15px}
.krv-home-v65 .krv-home-lead p{max-width:850px;font:18px/1.75 Arial,sans-serif;color:#4b5360;margin:0}
.krv-home-v65 .krv-home-section{padding:76px 0;background:#fff}
.krv-home-v65 .krv-home-section h2{font:500 clamp(29px,3vw,43px)/1.18 Georgia,serif;margin:0 0 30px}
.krv-home-v65 .krv-home-solutions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.krv-home-v65 .krv-home-solution{padding:32px 29px 25px;border:1px solid #e9e3df;border-top:3px solid #80150c;background:white;display:flex;flex-direction:column;min-height:315px}
.krv-home-v65 .krv-home-number{font:bold 12px Arial,sans-serif;color:#80150c;letter-spacing:.11em}
.krv-home-v65 .krv-home-solution h3{font:500 22px/1.25 Georgia,serif;margin:18px 0 12px}
.krv-home-v65 .krv-home-solution p{font:15px/1.7 Arial,sans-serif;color:#465363;margin:0 0 15px}
.krv-home-v65 .krv-home-solution ul{list-style:none;padding:0;margin:0 0 24px;color:#374253;font:14px/1.6 Arial,sans-serif}
.krv-home-v65 .krv-home-solution li{padding:6px 0 6px 19px;position:relative}
.krv-home-v65 .krv-home-solution li:before{content:'✓';position:absolute;left:0;color:#80150c;font-weight:bold}
.krv-home-v65 .krv-home-link{display:inline-block;margin-top:auto;color:#80150c;font:bold 13px Arial,sans-serif;text-decoration:none;border-bottom:1px solid #80150c;padding-bottom:5px;align-self:flex-start}
.krv-home-v65 .krv-home-split{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.krv-home-v65 .krv-home-fine{background:#f8f6f3}
.krv-home-v65 .krv-home-fine p,.krv-home-v65 .krv-home-feature p{font:17px/1.8 Arial,sans-serif;color:#4b5360}
.krv-home-v65 .krv-home-fine-list{display:grid;gap:10px;border-left:3px solid #80150c;padding:14px 0 14px 32px;font:15px/1.7 Arial,sans-serif}
.krv-home-v65 .krv-home-fine-list strong{color:#172438}
.krv-home-v65 .krv-home-why{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}
.krv-home-v65 .krv-home-why article{border-top:1px solid #d9d2cc;padding:18px 4px 0}
.krv-home-v65 .krv-home-why article>span{color:#80150c;font-size:12px;font-weight:bold}
.krv-home-v65 .krv-home-why h3{font:500 24px Georgia,serif;margin:14px 0 10px}
.krv-home-v65 .krv-home-why p{font:15px/1.7 Arial,sans-serif;color:#4b5360}
.krv-home-v65 .krv-home-feature{background:#f8f6f3}
.krv-home-v65 .krv-home-feature-action{text-align:center}
.krv-home-v65 .krv-home-end{padding:70px 0;background:#172438;color:white}
.krv-home-v65 .krv-home-end h2{color:#fff;font:500 clamp(28px,3vw,42px)/1.2 Georgia,serif;margin:0 0 20px}
.krv-home-v65 .krv-home-end p,.krv-home-v65 .krv-home-end p a{font:20px Arial,sans-serif;color:white}
.krv-home-v65 .krv-home-end .krv-home-kicker{color:#edb3a9}
@media(max-width:900px){.krv-home-v65 .krv-home-solutions{grid-template-columns:repeat(2,minmax(0,1fr))}.krv-home-v65 .krv-home-split{gap:25px}}
@media(max-width:640px){.krv-home-v65 .krv-home-solutions,.krv-home-v65 .krv-home-split,.krv-home-v65 .krv-home-why{grid-template-columns:1fr}.krv-home-v65 .krv-home-lead,.krv-home-v65 .krv-home-section,.krv-home-v65 .krv-home-end{padding:42px 0}.krv-home-v65 .krv-home-container{padding:0 18px}.krv-home-v65 .krv-home-solution{min-height:0}.krv-home-v65 .krv-home-photo img{width:100%;height:auto}}


/* Corporate homepage rebuilt from original 2026 WXR Home content. */
.krv-home-v65 .krv-home-photo{width:100%;height:auto;position:relative;overflow:hidden;background:#fff;padding:0;margin:0}
.krv-home-v65 .krv-home-photo::before,.krv-home-v65 .krv-home-photo::after{content:none!important;display:none!important}
.krv-home-v65 .krv-home-photo img{display:block;width:100%;height:auto;max-width:none;object-fit:cover;filter:none!important;opacity:1!important}
.krv-home-v65 .krv-home-container{max-width:1180px;padding:0 24px;margin:0 auto}
.krv-home-v65 .krv-home-lead{padding:65px 0 57px;background:#f8f6f3;border-bottom:1px solid #eae4de}
.krv-home-v65 .krv-home-kicker{display:block;color:#80150c;text-transform:uppercase;font:bold 11px/1.5 Arial,sans-serif;letter-spacing:.17em;margin-bottom:16px}
.krv-home-v65 h1,.krv-home-v65 h2,.krv-home-v65 h3{color:#172438;letter-spacing:-.025em}
.krv-home-v65 .krv-home-lead h1{font:500 clamp(30px,4vw,55px)/1.15 Georgia,serif;max-width:930px;margin:0 0 15px}
.krv-home-v65 .krv-home-lead p{max-width:850px;font:18px/1.75 Arial,sans-serif;color:#4b5360;margin:0}
.krv-home-v65 .krv-home-section{padding:76px 0;background:#fff}
.krv-home-v65 .krv-home-section h2{font:500 clamp(29px,3vw,43px)/1.18 Georgia,serif;margin:0 0 30px}
.krv-home-v65 .krv-home-solutions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.krv-home-v65 .krv-home-solution{padding:32px 29px 25px;border:1px solid #e9e3df;border-top:3px solid #80150c;background:white;display:flex;flex-direction:column;min-height:315px}
.krv-home-v65 .krv-home-number{font:bold 12px Arial,sans-serif;color:#80150c;letter-spacing:.11em}
.krv-home-v65 .krv-home-solution h3{font:500 22px/1.25 Georgia,serif;margin:18px 0 12px}
.krv-home-v65 .krv-home-solution p{font:15px/1.7 Arial,sans-serif;color:#465363;margin:0 0 15px}
.krv-home-v65 .krv-home-solution ul{list-style:none;padding:0;margin:0 0 24px;color:#374253;font:14px/1.6 Arial,sans-serif}
.krv-home-v65 .krv-home-solution li{padding:6px 0 6px 19px;position:relative}
.krv-home-v65 .krv-home-solution li:before{content:'✓';position:absolute;left:0;color:#80150c;font-weight:bold}
.krv-home-v65 .krv-home-link{display:inline-block;margin-top:auto;color:#80150c;font:bold 13px Arial,sans-serif;text-decoration:none;border-bottom:1px solid #80150c;padding-bottom:5px;align-self:flex-start}
.krv-home-v65 .krv-home-split{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.krv-home-v65 .krv-home-fine{background:#f8f6f3}
.krv-home-v65 .krv-home-fine p,.krv-home-v65 .krv-home-feature p{font:17px/1.8 Arial,sans-serif;color:#4b5360}
.krv-home-v65 .krv-home-fine-list{display:grid;gap:10px;border-left:3px solid #80150c;padding:14px 0 14px 32px;font:15px/1.7 Arial,sans-serif}
.krv-home-v65 .krv-home-fine-list strong{color:#172438}
.krv-home-v65 .krv-home-why{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}
.krv-home-v65 .krv-home-why article{border-top:1px solid #d9d2cc;padding:18px 4px 0}
.krv-home-v65 .krv-home-why article>span{color:#80150c;font-size:12px;font-weight:bold}
.krv-home-v65 .krv-home-why h3{font:500 24px Georgia,serif;margin:14px 0 10px}
.krv-home-v65 .krv-home-why p{font:15px/1.7 Arial,sans-serif;color:#4b5360}
.krv-home-v65 .krv-home-feature{background:#f8f6f3}
.krv-home-v65 .krv-home-feature-action{text-align:center}
.krv-home-v65 .krv-home-end{padding:70px 0;background:#172438;color:white}
.krv-home-v65 .krv-home-end h2{color:#fff;font:500 clamp(28px,3vw,42px)/1.2 Georgia,serif;margin:0 0 20px}
.krv-home-v65 .krv-home-end p,.krv-home-v65 .krv-home-end p a{font:20px Arial,sans-serif;color:white}
.krv-home-v65 .krv-home-end .krv-home-kicker{color:#edb3a9}
@media(max-width:900px){.krv-home-v65 .krv-home-solutions{grid-template-columns:repeat(2,minmax(0,1fr))}.krv-home-v65 .krv-home-split{gap:25px}}
@media(max-width:640px){.krv-home-v65 .krv-home-solutions,.krv-home-v65 .krv-home-split,.krv-home-v65 .krv-home-why{grid-template-columns:1fr}.krv-home-v65 .krv-home-lead,.krv-home-v65 .krv-home-section,.krv-home-v65 .krv-home-end{padding:42px 0}.krv-home-v65 .krv-home-container{padding:0 18px}.krv-home-v65 .krv-home-solution{min-height:0}.krv-home-v65 .krv-home-photo img{width:100%;height:auto}}


/* v6.6: editable hero, natural image, no fade, text on top as separately editable HTML. */
.krv-home-v65 .krv-home-hero-editable{position:relative!important;width:100%!important;min-height:0!important;overflow:hidden;background:#fff}
.krv-home-v65 .krv-home-hero-editable::before,.krv-home-v65 .krv-home-hero-editable::after{display:none!important;content:none!important}
.krv-home-v65 .krv-home-hero-editable>img{display:block;width:100%!important;height:auto!important;max-width:none;filter:none!important;opacity:1!important}
.krv-home-v65 .krv-home-hero-overlay{position:absolute;inset:0;z-index:1;padding:clamp(16px,3.5vw,70px) clamp(20px,4vw,90px);background:none!important;pointer-events:none}
.krv-home-v65 .krv-home-hero-overlay h1{font:700 clamp(22px,3vw,55px)/1.12 Georgia,'Times New Roman',serif!important;letter-spacing:.075em!important;color:#151515!important;margin:0 0 clamp(12px,2vw,28px)!important;max-width:none!important;text-transform:uppercase}
.krv-home-v65 .krv-home-hero-dark{color:#151515}.krv-home-v65 .krv-home-hero-accent{color:#b21e30}
.krv-home-v65 .krv-home-hero-overlay p{font:400 clamp(13px,1.55vw,28px)/1.55 Georgia,'Times New Roman',serif!important;letter-spacing:.18em!important;color:#b21e30!important;margin:0!important;max-width:830px;white-space:normal}
@media(max-width:800px){.krv-home-v65 .krv-home-hero-overlay{padding:2.5vw 3vw}.krv-home-v65 .krv-home-hero-overlay h1{font-size:clamp(15px,3.4vw,28px)!important;letter-spacing:.02em!important}.krv-home-v65 .krv-home-hero-overlay p{font-size:clamp(10px,1.8vw,17px)!important;letter-spacing:.06em!important}}
@media(max-width:480px){.krv-home-v65 .krv-home-hero-overlay{padding:10px 12px}.krv-home-v65 .krv-home-hero-overlay h1{font-size:clamp(12px,3.4vw,18px)!important;margin-bottom:6px!important}.krv-home-v65 .krv-home-hero-overlay p{font-size:clamp(9px,2.45vw,12px)!important;line-height:1.3!important}}

/* v6.7 editorial hierarchy: use lists for offerings and keep headings for actual sections */
.krv-source-article .krv-editorial-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:32px;row-gap:0;margin:12px 0 34px;padding:0;list-style:none}
.krv-source-article .krv-editorial-links li{font:400 16px/1.55 Arial,sans-serif;color:#213047;border-bottom:1px solid #e9e5e2;margin:0;padding:13px 0 13px 26px;position:relative}
.krv-source-article .krv-editorial-links li:before{content:'›';position:absolute;left:2px;top:10px;font:24px Georgia,serif;color:#80150c}
.krv-source-article .krv-editorial-links li a{font:inherit;color:#213047;text-decoration:none;border-bottom:0}
.krv-source-article .krv-editorial-links li a:hover,.krv-source-article .krv-editorial-links li a:focus{color:#80150c;text-decoration:underline}
.krv-source-article .krv-partners-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:26px 0 42px}
.krv-source-article .krv-partner-card{margin:0;min-height:125px;border:1px solid #e6e2dd;background:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:15px;gap:8px}
.krv-source-article .krv-partner-card img{max-width:100%;width:auto;height:75px;object-fit:contain}
.krv-source-article .krv-partner-card figcaption{font:12px/1.3 Arial,sans-serif;color:#57606a;text-align:center}
@media(max-width:700px){.krv-source-article .krv-editorial-links{grid-template-columns:1fr}.krv-source-article .krv-partners-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}}

/* v6.8: Corporate heading hierarchy, limited to internal pages. 
   Intentionally does not change home hero, menu or CTA design. */
body:not(.home) .krv-article-hero h1{color:#80150c!important;font-family:Georgia,serif!important;font-size:clamp(30px,3.2vw,42px)!important;line-height:1.18!important;font-weight:600!important;letter-spacing:-.02em!important}
body:not(.home) .krv-entry-content h2,body:not(.home) .krv-entry-content .krv-source-article h2,body:not(.home) .krv-entry-content .krv-section-heading{color:#80150c!important;font-family:Georgia,serif!important;font-size:clamp(23px,2.2vw,28px)!important;line-height:1.3!important;font-weight:600!important;letter-spacing:-.012em!important;margin:28px 0 14px!important}
body:not(.home) .krv-entry-content h3,body:not(.home) .krv-entry-content .krv-source-article h3{color:#80150c!important;font-family:Georgia,serif!important;font-size:clamp(19px,1.8vw,22px)!important;line-height:1.35!important;font-weight:600!important;margin:22px 0 12px!important}
body:not(.home) .krv-entry-content h4{color:#80150c!important;font-size:18px!important;line-height:1.4!important}
/* Partner page: feature bullets are lists, not faux table cells. */
.krv-entry-content .krv-partner-services{list-style:none!important;margin:16px 0 34px!important;padding:0!important;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;background:transparent!important}
.krv-entry-content .krv-partner-services li{position:relative;margin:0!important;padding:13px 10px 13px 29px!important;border:0;border-bottom:1px solid #eee6e2;background:transparent!important;font:400 16px/1.55 Arial,sans-serif;color:#253247!important;min-width:0}
.krv-entry-content .krv-partner-services li:before{content:'✓';position:absolute;left:4px;top:12px;color:#80150c;font-weight:700}
.krv-entry-content .krv-partner-market-links{list-style:none!important;padding:0!important;margin:15px 0 30px!important;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;background:none!important}
.krv-entry-content .krv-partner-market-links li{padding:0!important;margin:0!important}
.krv-entry-content .krv-partner-market-links a{display:block;padding:18px 16px;border:1px solid #eadfdb;border-left:3px solid #80150c;color:#80150c;text-decoration:none;font:bold 14px/1.5 Arial,sans-serif;background:#fcfaf9}
.krv-entry-content .krv-partner-market-links a:hover,.krv-entry-content .krv-partner-market-links a:focus{background:#f3ebe7;text-decoration:underline}
.krv-entry-content .krv-partner-intro{font:18px/1.75 Georgia,serif;color:#283349;margin:0 0 28px;border-left:3px solid #80150c;padding:12px 0 12px 22px}
@media(max-width:700px){.krv-entry-content .krv-partner-services,.krv-entry-content .krv-partner-market-links{grid-template-columns:1fr}body:not(.home) .krv-article-hero h1{font-size:30px!important}body:not(.home) .krv-entry-content h2{font-size:23px!important}body:not(.home) .krv-entry-content h3{font-size:19px!important}}

/* v6.9.0 - Homepage editorial typography. Scoped to the lead and section labels;
   deliberately excludes editable image hero, navigation and inner pages. */
.krv-home-v65 .krv-home-lead h1{
  font-family:Georgia,serif!important;
  font-size:clamp(29px,3.0vw,38px)!important;
  font-weight:500!important;
  line-height:1.22!important;
  letter-spacing:-.015em!important;
  max-width:930px;
}
.krv-home-v65 .krv-home-section-heading h2{
  font-family:Georgia,serif!important;
  font-size:clamp(25px,2.5vw,32px)!important;
  font-weight:500!important;
  line-height:1.25!important;
}
.krv-home-v65 .krv-home-lead .krv-home-kicker,
.krv-home-v65 .krv-home-section-heading .krv-home-kicker,
.krv-home-v65 .krv-home-section > .krv-home-container > .krv-home-kicker,
.krv-home-v65 .krv-home-section .krv-home-split .krv-home-kicker{
  font-family:Arial,sans-serif!important;
  font-size:15px!important;
  font-weight:700!important;
  line-height:1.5!important;
  letter-spacing:.105em!important;
  color:#80150c!important;
}
@media(max-width:767px){
  .krv-home-v65 .krv-home-lead h1{font-size:30px!important}
  .krv-home-v65 .krv-home-section-heading h2{font-size:26px!important}
  .krv-home-v65 .krv-home-kicker{font-size:13px!important}
}


/* History page: intentionally independent from the generic product templates. */
.krv-history-page{background:#fff;color:#18253a;padding:34px 0 66px}
.krv-history-layout{width:min(1160px,calc(100% - 48px));margin:auto;display:grid;grid-template-columns:minmax(0,1.6fr) minmax(270px,.72fr);gap:56px;align-items:stretch}
.krv-history-main{min-width:0}
.krv-history-intro{text-align:center;margin:0 0 22px}
.krv-history-intro h1{font:500 clamp(23px,2.1vw,32px)/1.3 Georgia,serif;letter-spacing:.23em;color:#171e2c;margin:0;text-transform:uppercase}
.krv-history-ornament{display:block;font-size:28px;color:#202020;line-height:1}
.krv-history-timeline{list-style:none!important;margin:0!important;padding:10px 0!important;position:relative}
.krv-history-timeline:before{content:"";position:absolute;left:50%;top:20px;bottom:12px;width:2px;background:#c91432;transform:translateX(-50%)}
.krv-history-event{display:grid;grid-template-columns:1fr 1fr;min-height:155px;position:relative;align-items:center;padding:4px 0!important;margin:0!important}
.krv-history-event:before{display:none!important}
.krv-history-dot{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);display:flex;align-items:center;justify-content:center;width:45px;height:45px;background:#bc1631;color:#fff;border:4px solid white;border-radius:50%;font:bold 22px/1 Arial,sans-serif;z-index:1;box-shadow:0 2px 3px #0002}
.krv-history-dot-send,.krv-history-dot-bookmark{background:#18120f}
.krv-history-event-copy{max-width:255px;padding:0 18px}
.krv-history-left .krv-history-event-copy{grid-column:1;justify-self:start}
.krv-history-right .krv-history-event-copy{grid-column:2;justify-self:start;margin-left:16px}
.krv-history-event h2{font:600 14px/1.55 Arial,sans-serif!important;letter-spacing:.13em;color:#161923!important;margin:0 0 11px!important;border:0!important;text-transform:uppercase}
.krv-history-event h2 span{display:block;color:#9e162b;margin-top:3px}
.krv-history-event p{font:400 14px/1.75 Arial,sans-serif!important;color:#66718a;margin:0!important}
.krv-history-sidebar{background:#f6f6f6;padding:40px 30px;text-align:center;display:flex;flex-direction:column;justify-content:space-evenly}
.krv-history-sidebar section+section{padding-top:42px;margin-top:42px;border-top:1px solid #c52037}
.krv-history-sidebar-icon{display:block;font-size:34px;color:#181818;line-height:1.2;margin-bottom:16px}
.krv-history-sidebar h2{font:600 15px/1.55 Arial,sans-serif!important;letter-spacing:.13em;color:#191e2b!important;text-transform:uppercase;margin:0 0 18px!important;border:0!important}
.krv-history-sidebar p{font:400 14px/1.85 Arial,sans-serif!important;color:#6b7280;margin:0!important}
@media(max-width:850px){.krv-history-layout{grid-template-columns:1fr;gap:36px}.krv-history-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:28px}.krv-history-sidebar section+section{border:0;border-left:1px solid #c52037;padding:0 0 0 28px;margin:0}}
@media(max-width:560px){.krv-history-layout{width:calc(100% - 30px)}.krv-history-intro h1{letter-spacing:.1em}.krv-history-timeline:before{left:22px}.krv-history-event{display:block;min-height:0;padding:18px 0 18px 54px!important}.krv-history-dot{left:22px;top:30px;width:40px;height:40px}.krv-history-event-copy{max-width:none;padding:0!important;margin:0!important}.krv-history-sidebar{display:block;padding:28px 22px}.krv-history-sidebar section+section{border:0;border-top:1px solid #c52037;padding:30px 0 0;margin:30px 0 0}}

/* v7.1 - IPID source links directory */
.krv-ipid-directory{max-width:1100px;margin:0 auto;padding:0 0 3rem}
.krv-ipid-intro{font-size:1.05rem;line-height:1.7;margin:0 0 1.75rem}
.krv-ipid-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.krv-ipid-document{display:grid;grid-template-columns:44px minmax(0,1fr);gap:8px 16px;align-items:start;background:#faf8f7;border:1px solid #e9e0dd;border-top:2px solid #80150c;border-radius:5px;padding:20px;min-width:0}
.krv-ipid-pdf-icon{grid-row:span 2;display:flex;align-items:center;justify-content:center;color:#80150c;border:1px solid #80150c;border-radius:3px;font:700 12px/1 Arial,sans-serif;width:40px;height:46px}
.krv-ipid-title{color:#1d293c;font-size:16px;font-weight:600;line-height:1.45;overflow-wrap:anywhere}
.krv-ipid-download{grid-column:2;color:#80150c!important;text-decoration:none!important;font-size:14px;font-weight:700;width:fit-content}
.krv-ipid-download:hover{text-decoration:underline!important}
.krv-ipid-unavailable{grid-column:2;font-size:13px;color:#777}
@media(max-width:760px){.krv-ipid-grid{grid-template-columns:1fr}.krv-ipid-document{padding:16px}}


/* v7.2 - Binding Authorities: proper two-column directory, not false headings */
.krv-binding-directory{max-width:1050px;margin:0 auto;padding:0 0 46px}
.krv-binding-directory section{margin:0 0 38px}
.krv-binding-directory h2{color:#80150c!important;font-size:clamp(24px,2.4vw,30px)!important;line-height:1.27!important;margin:0 0 18px!important}
.krv-binding-intro p{max-width:930px;font-size:17px;line-height:1.8}
.krv-binding-product-list{padding:0!important;margin:0!important;list-style:none!important;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 32px}
.krv-binding-product-list li{margin:0!important;padding:0!important;list-style:none!important;border-bottom:1px solid #eae1de;display:flex;align-items:stretch}
.krv-binding-product-list li:before{content:none!important}
.krv-binding-product-list li>a,.krv-binding-product-list li>span{display:flex;align-items:center;justify-content:space-between;gap:16px;width:100%;padding:15px 7px;color:#1d293c;text-decoration:none!important;font-size:16px;line-height:1.5}
.krv-binding-product-list li>a:before,.krv-binding-product-list li>span:before{content:'›';font-size:22px;color:#80150c;font-weight:600;flex-shrink:0}
.krv-binding-product-list li>a{justify-content:flex-start}
.krv-binding-product-list li>a span{margin-left:auto;color:#80150c}
.krv-binding-product-list li>a:hover{color:#80150c}
.krv-binding-contact{background:#f8f5f3;padding:26px 30px;border-left:3px solid #80150c}
.krv-binding-contact a{font-weight:700;color:#80150c;font-size:19px}
@media(max-width:700px){.krv-binding-product-list{grid-template-columns:1fr}.krv-binding-contact{padding:23px 20px}}

/* v7.3: consistent page-title offset and readable editorial statements */
body:not(.home) .krv-article-hero{padding-top:48px!important;padding-bottom:25px!important;}
body:not(.home) .krv-article-hero-inner{display:block;}
body:not(.home) .krv-article-hero h1{margin:0!important;padding:0!important;line-height:1.22!important;}
body:not(.home) .krv-content{padding-top:22px!important;}
body:not(.home) .krv-content .krv-content-inner{padding-top:0!important;}
.krv-source-article .krv-liability-statements{margin:10px 0 30px!important;padding:0!important;list-style:none!important;display:grid;grid-template-columns:1fr;gap:0;background:none!important;border:0!important;}
.krv-source-article .krv-liability-statements li{font:400 16px/1.75 Arial,sans-serif!important;color:#263448!important;position:relative;padding:13px 12px 13px 27px!important;margin:0!important;border-bottom:1px solid #e9e2df;background:#fff!important;}
.krv-source-article .krv-liability-statements li::before{content:'✓';position:absolute;top:12px;left:0;color:#80150c;font-weight:700;}
@media(max-width:700px){body:not(.home) .krv-article-hero{padding:35px 20px 22px!important;}body:not(.home) .krv-content{padding-top:14px!important;}}


/* v7.4.0 - clear, consistent document directory */
.krv-doc-directory .krv-content-inner{max-width:1060px;margin:0 auto}
.krv-doc-directory-intro{font:clamp(16px,1.7vw,19px)/1.7 Arial,sans-serif;color:#334155;max-width:760px;margin:4px 0 30px}
.krv-doc-directory-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:0 0 65px}
.krv-doc-category{display:flex;gap:18px;align-items:center;min-height:160px;padding:27px;background:#fff;border:1px solid #e8ded9;border-top:3px solid #80150c;color:#1c2d43!important;text-decoration:none!important;transition:border-color .2s,box-shadow .2s,transform .2s}
.krv-doc-category:hover,.krv-doc-category:focus-visible{border-color:#80150c;box-shadow:0 12px 27px rgba(40,20,20,.08);transform:translateY(-2px)}
.krv-doc-category-icon{flex:none;color:#80150c}
.krv-doc-category-text{display:flex;flex:1;flex-direction:column;gap:9px;min-width:0}
.krv-doc-category-text strong{font:600 clamp(19px,2.1vw,25px)/1.25 Georgia,serif;color:#80150c}
.krv-doc-category-text small{font:14px/1.5 Arial,sans-serif;color:#64748b}
.krv-doc-category-arrow{font:28px/1 Arial,sans-serif;color:#80150c}
@media(max-width:700px){.krv-doc-directory-grid{grid-template-columns:1fr}.krv-doc-category{min-height:135px;padding:21px}}

/* v7.4.0 - insurance comparison tables: light criterion cells, generous readable columns.
   Do not invent values for source-empty insurance coverage cells. */
.krv-source-article .krv-table-scroll,.krv-entry-content .krv-table-scroll{overflow-x:auto;max-width:100%;margin:22px 0 34px;border:1px solid #e5dfdc;border-radius:3px;box-shadow:none}
.krv-source-article .krv-table-scroll table.krv-comparison-table,.krv-entry-content .krv-table-scroll table.krv-comparison-table{table-layout:auto;width:100%;min-width:720px;font:14px/1.55 Arial,sans-serif;color:#223047}
.krv-source-article .krv-table-scroll .krv-comparison-table thead th,.krv-entry-content .krv-table-scroll .krv-comparison-table thead th{background:#80150c!important;color:#fff!important;font:600 13px/1.45 Arial,sans-serif!important;padding:15px 17px!important;vertical-align:middle}
.krv-source-article .krv-table-scroll .krv-comparison-table tbody td,.krv-entry-content .krv-table-scroll .krv-comparison-table tbody td{background:#fff!important;color:#233047!important;font:400 14px/1.55 Arial,sans-serif!important;padding:13px 17px!important;border:1px solid #ebe5e1!important;vertical-align:top;overflow-wrap:break-word}
.krv-source-article .krv-table-scroll .krv-comparison-table tbody tr:nth-child(even) td,.krv-entry-content .krv-table-scroll .krv-comparison-table tbody tr:nth-child(even) td{background:#fcf9f7!important}
.krv-source-article .krv-table-scroll .krv-comparison-table tbody td:first-child,.krv-entry-content .krv-table-scroll .krv-comparison-table tbody td:first-child{min-width:300px;width:48%;font-weight:600!important}
.krv-source-article .krv-table-scroll .krv-comparison-table th:not(:first-child),.krv-source-article .krv-table-scroll .krv-comparison-table td:not(:first-child){min-width:145px}
@media(max-width:767px){.krv-source-article .krv-table-scroll .krv-comparison-table,.krv-entry-content .krv-table-scroll .krv-comparison-table{min-width:650px}}

/* v7.4.0: grouped insurance market vs product navigation */
.krv-primary-nav .krv-nav-item.has-children:nth-child(3) .krv-submenu.krv-services-mega{grid-template-columns:minmax(170px,.72fr) minmax(360px,1.9fr);min-width:min(790px,92vw);gap:0;padding:10px!important}
.krv-services-mega .krv-mega-heading{display:block;color:#80150c;font:700 11px/1.4 Arial,sans-serif;letter-spacing:.11em;text-transform:uppercase;margin:5px 10px 10px}
.krv-services-mega .krv-mega-market,.krv-services-mega .krv-mega-products{display:flex;flex-direction:column;min-width:0}
.krv-services-mega .krv-mega-market{border-right:1px solid #e9e3e0;padding:6px 10px}
.krv-services-mega .krv-mega-products{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-content:start;padding:6px 10px}
.krv-services-mega .krv-mega-products .krv-mega-heading{grid-column:1/-1}
.krv-services-mega a{white-space:normal;overflow-wrap:anywhere}
@media(max-width:900px){.krv-primary-nav .krv-nav-item.has-children:nth-child(3) .krv-submenu.krv-services-mega{grid-template-columns:1fr;min-width:0}.krv-services-mega .krv-mega-market{border-right:0;border-bottom:1px solid #e9e3e0}.krv-services-mega .krv-mega-products{grid-template-columns:1fr}}


/* v7.5.0: Unified type scale and rebuilt public contact / forms pages. */
@media(min-width:1051px){
.krv-primary-nav{gap:clamp(11px,1.2vw,20px)!important}
.krv-primary-nav .krv-nav-item>a{font-size:13px!important;font-weight:600!important;letter-spacing:.02em!important}
.krv-primary-nav .krv-submenu a{font-size:14px!important;line-height:1.5!important}
}
@media(min-width:781px) and (max-width:1050px){.krv-primary-nav .krv-nav-item>a{font-size:12px!important;letter-spacing:0!important}}
body:not(.home) .krv-article-hero h1{font-size:clamp(28px,3vw,38px)!important;line-height:1.18!important;font-weight:600!important}
body:not(.home) .krv-article-hero{padding-top:34px!important;padding-bottom:24px!important}
body:not(.home) .krv-entry-content h2{font-size:clamp(22px,2.1vw,27px)!important}
body:not(.home) .krv-entry-content h3{font-size:clamp(18px,1.7vw,22px)!important}
.krv75-page{font:16px/1.7 Arial,sans-serif;color:#243349}
.krv75-page .krv75-intro{font:19px/1.7 Georgia,serif;margin:0 0 30px;padding:12px 0 12px 22px;border-left:3px solid #80150c;max-width:900px}
.krv75-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:20px 0 35px}
.krv75-form-card{display:flex;align-items:flex-start;gap:18px;border:1px solid #e9dfd9;border-top:2px solid #80150c;background:#fff;padding:23px;min-width:0}
.krv75-pdf-icon{font:bold 11px Arial,sans-serif;color:#80150c;border:2px solid #80150c;padding:8px 5px;border-radius:3px;flex:none}
body:not(.home) .krv-entry-content .krv75-form-card h2{font:600 18px/1.4 Georgia,serif!important;color:#80150c!important;margin:0 0 9px!important;padding:0!important;border:0!important}
.krv75-form-card a{font:600 14px/1.5 Arial,sans-serif;color:#80150c!important}
.krv75-unavailable{font:13px Arial,sans-serif;color:#6b6b6b}
.krv75-contact-primary{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:24px 0 42px}
.krv75-info-card{border:1px solid #e9dfd9;border-left:3px solid #80150c;padding:20px 22px;min-width:0;background:#fcfaf8}
.krv75-info-card span{display:block;font:700 12px Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase;color:#80150c;margin-bottom:7px}
.krv75-info-card strong{font:600 18px/1.5 Georgia,serif;color:#263345;overflow-wrap:anywhere}
.krv75-departments{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin:15px 0 35px}
.krv75-dept{padding:14px 0;border-bottom:1px solid #e9dfd9;display:flex;flex-direction:column;gap:5px;min-width:0}
.krv75-dept span{font-weight:600;color:#263345}.krv75-dept a{font-size:15px;overflow-wrap:anywhere}
@media(max-width:700px){.krv75-form-grid,.krv75-contact-primary,.krv75-departments{grid-template-columns:1fr}body:not(.home) .krv-article-hero h1{font-size:30px!important}.krv75-page .krv75-intro{font-size:17px}}


/* v7.6: single component system for PDF, contacts and article lists */
:root{--krv-brand:#80150c;--krv-ink:#1e2b3e;--krv-line:#e6ddda;--krv-surface:#fcfaf8}
.krv-entry-content .krv75-form-card,.krv-entry-content .krv-ipid-document,.krv-entry-content .krv-program-card,.krv-entry-content .krv-pdf-item{
 background:var(--krv-surface)!important;border:1px solid var(--krv-line)!important;border-top:2px solid var(--krv-brand)!important;border-radius:4px!important;padding:21px!important;box-shadow:none!important;min-width:0;
}
.krv75-form-grid,.krv-ipid-grid,.krv-pdf-list{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:16px!important}
.krv75-form-card,.krv-ipid-document{grid-template-columns:45px minmax(0,1fr)!important;gap:12px!important;align-items:start!important}
.krv75-pdf-icon,.krv-ipid-pdf-icon{width:40px!important;min-width:40px;height:46px!important;display:flex!important;align-items:center;justify-content:center;border:1px solid var(--krv-brand)!important;border-radius:3px;color:var(--krv-brand)!important;font:700 11px Arial,sans-serif!important;padding:0!important}
.krv-entry-content .krv75-form-card h2,.krv-ipid-title,.krv-pdf-item strong{font:600 17px/1.4 Arial,sans-serif!important;color:var(--krv-ink)!important;margin:0 0 12px!important;letter-spacing:0!important}
.krv-ipid-download,.krv75-form-card a,.krv-pdf-item a{color:var(--krv-brand)!important;font:700 14px/1.5 Arial,sans-serif!important;text-decoration:none!important;display:inline-flex;gap:8px;align-items:center}
.krv-ipid-download:hover,.krv75-form-card a:hover,.krv-pdf-item a:hover{text-decoration:underline!important}
.krv-entry-content .krv76-checklist{list-style:none!important;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 26px;margin:10px 0 30px!important;padding:0!important}
.krv76-checklist li{padding:13px 4px 13px 28px!important;margin:0!important;border-bottom:1px solid var(--krv-line);position:relative;font:400 16px/1.55 Arial,sans-serif;color:var(--krv-ink)}
.krv76-checklist li::before{content:'✓';position:absolute;left:3px;color:var(--krv-brand);font-weight:700}
.krv-source-article .krv76-checklist li::before{content:'✓'}
.krv-entry-content .krv76-news-intro{font:18px/1.7 Georgia,serif;margin:0 0 28px}
.krv76-news-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.krv76-news-card{border:1px solid var(--krv-line);background:#fff;display:flex;flex-direction:column;min-width:0}
.krv76-news-photo{display:block;aspect-ratio:16/9;overflow:hidden}
.krv76-news-photo img{width:100%;height:100%;object-fit:cover}
.krv76-news-body{padding:23px;display:flex;flex:1;flex-direction:column;gap:12px}
.krv76-news-body time{font:600 12px Arial,sans-serif;color:#657181}
.krv-entry-content .krv76-news-body h2{font:600 21px/1.32 Georgia,serif!important;margin:0!important;border:0!important;padding:0!important}
.krv76-news-body h2 a{color:var(--krv-brand)!important;text-decoration:none}
.krv76-news-body p{font:15px/1.65 Arial,sans-serif;margin:0 0 12px}
.krv76-news-more{margin-top:auto;color:var(--krv-brand)!important;font:700 14px Arial,sans-serif}
.krv76-news-empty{padding:28px;background:var(--krv-surface)}
/* Shared spacing for all internal pages, not just home insurance. */
body:not(.home) .krv-content{padding-top:18px!important}
body:not(.home) .krv-entry-content>div:first-child{margin-top:0}
@media(max-width:850px){.krv76-news-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.krv75-form-grid,.krv-ipid-grid,.krv-pdf-list,.krv76-news-grid,.krv-entry-content .krv76-checklist{grid-template-columns:1fr!important}}

/* v7.7 One PDF visual across IPID, application forms, programmes and inline documents. */
.krv-ipid-pdf-icon,.krv75-pdf-icon,.krv-program-pdf-icon,.krv-program-icon,.krv-pdf-item::before{
 display:inline-block!important; flex:none!important; width:48px!important;height:48px!important;
 background:transparent url('assets/pdf-download.png') center / contain no-repeat!important;
 border:0!important;border-radius:0!important;box-shadow:none!important;
 color:transparent!important;font-size:0!important;text-indent:-9999px;overflow:hidden;
}
.krv-pdf-item::before{content:'';float:left;margin:0 12px 8px 0;}
.krv-program-card::before{content:'';display:block;width:48px;height:48px;background:url('assets/pdf-download.png') center/contain no-repeat;}
.krv-ipid-document,.krv75-form-card{align-items:center!important}
.krv-pdf-item a::after,.krv-ipid-download::after,.krv75-form-card a[target]::after,.krv-program-card.is-linked .krv-program-action::after{
 content:'↓';display:inline-block;font-weight:800;margin-left:5px;color:#80150c;
}
.krv-entry-content .krv77-jewellery-list{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px;margin:14px 0 30px!important;padding:0!important;list-style:none!important}
.krv77-jewellery-list>li{border-bottom:1px solid #e6ddda;padding:13px 8px 13px 28px!important;position:relative;font:400 16px/1.5 Arial,sans-serif!important;color:#1e2b3e}
.krv77-jewellery-list>li::before{content:'✓';position:absolute;left:3px;color:#80150c;font-weight:700}
@media(max-width:700px){.krv-entry-content .krv77-jewellery-list{grid-template-columns:1fr!important}}

/* Karavias v7.8 - approved homepage concept. No fake editorial articles. */
.krv-home-v65 .krv-v78-intro{min-height:270px;background-image:linear-gradient(90deg,#f7f4f0 0%,rgba(247,244,240,.97) 35%,rgba(247,244,240,.55) 65%,rgba(247,244,240,.05) 100%),var(--krv-intro-photo);background-size:cover;background-position:center right;display:flex;align-items:center;padding:30px 0}
.krv-home-v65 .krv-v78-intro h1{font:500 clamp(31px,3.2vw,47px)/1.13 Georgia,serif;color:#172438;max-width:610px;margin:7px 0 12px}
.krv-home-v65 .krv-v78-intro p{font:16px/1.6 Arial,sans-serif;color:#59616a;max-width:520px;margin:0}
.krv-home-v65 .krv-v78-intro .krv-home-kicker{font-size:14px!important;margin-bottom:5px}
.krv-home-v65 #krv-home-solutions{padding:37px 0 42px}
.krv-home-v65 #krv-home-solutions .krv-home-section-heading h2{font-size:clamp(28px,2.5vw,36px)!important;margin-bottom:23px}
.krv-home-v65 .krv-home-solution{min-height:0;padding:24px 22px 22px;gap:0}
.krv-home-v65 .krv-home-solution h3{font-size:21px;margin:15px 0 9px}
.krv-home-v65 .krv-v78-why{background:#a81128;color:white;padding:36px 0 43px}
.krv-home-v65 .krv-v78-why h2{font:500 20px/1.3 Georgia,serif;letter-spacing:.3em;text-align:center;color:#fff;margin:0 0 24px}
.krv-home-v65 .krv-v78-why-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;text-align:center}
.krv-home-v65 .krv-v78-why-grid article{padding:6px 24px;border-right:1px solid rgba(255,255,255,.3)}
.krv-home-v65 .krv-v78-why-grid article:last-child{border-right:0}
.krv-home-v65 .krv-v78-why-grid h3{font:600 15px/1.4 Arial,sans-serif;color:white;letter-spacing:.17em;margin:12px 0}
.krv-home-v65 .krv-v78-why-grid p{font:14px/1.7 Arial,sans-serif;color:#fff;margin:0}
.krv-home-v65 .krv-v78-why-icon{font-size:29px;color:white}
.krv-home-v65 .krv-v78-section-row{display:flex;justify-content:space-between;gap:15px;align-items:end;margin-bottom:18px}
.krv-home-v65 .krv-v78-section-row h2{margin:0;font-size:clamp(26px,2.5vw,35px)}
.krv-home-v65 .krv-v78-news{padding:43px 0}
.krv-home-v65 .krv-v78-news-grid,.krv-home-v65 .krv-v78-special-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.krv-home-v65 .krv-v78-news-card{border:1px solid #e9e3df;background:#fbfaf8;overflow:hidden;display:flex;flex-direction:column;min-width:0}
.krv-home-v65 .krv-v78-news-image{height:170px;display:block;overflow:hidden;background:#e5e1dc}
.krv-home-v65 .krv-v78-news-image img{width:100%;height:100%;object-fit:cover}
.krv-home-v65 .krv-v78-news-placeholder{display:block;width:100%;height:100%;background:linear-gradient(125deg,#d8d1ca,#f1ede9)}
.krv-home-v65 .krv-v78-news-copy{padding:19px;display:flex;flex-direction:column;flex:1}
.krv-home-v65 .krv-v78-news-copy time{color:#80150c;font:600 12px Arial,sans-serif}
.krv-home-v65 .krv-v78-news-copy h3{font:500 22px/1.25 Georgia,serif;margin:9px 0}
.krv-home-v65 .krv-v78-news-copy h3 a{color:#80150c;text-decoration:none}
.krv-home-v65 .krv-v78-news-copy p{font:14px/1.65 Arial,sans-serif;color:#4e5661}
.krv-home-v65 .krv-v78-special{padding:36px 0}
.krv-home-v65 .krv-v78-special-grid article{border-top:1px solid #d6cec9;padding:20px 8px 0}
.krv-home-v65 .krv-v78-special-grid h3{font:500 22px/1.3 Georgia,serif;margin:0 0 10px}
.krv-home-v65 .krv-v78-special-grid p{font:15px/1.7 Arial,sans-serif;color:#4e5661}
.krv-header-inner .krv-header-search{position:relative;flex:0 0 auto}
.krv-search-trigger{display:flex;align-items:center;justify-content:center;border:0;background:transparent;color:#223044;padding:9px;cursor:pointer}
#krv-header-search-form{position:absolute;right:0;top:100%;z-index:3000;width:min(390px,90vw);display:flex;gap:6px;padding:12px;background:#fff;box-shadow:0 10px 28px rgba(0,0,0,.2);border-top:2px solid #80150c}
#krv-header-search-form[hidden]{display:none!important}
#krv-header-search-form input[type=search]{min-width:0;flex:1;font:15px Arial,sans-serif;padding:10px;border:1px solid #bbb}
#krv-header-search-form button{background:#80150c;color:#fff;border:0;padding:10px 13px;cursor:pointer}
@media(max-width:850px){.krv-home-v65 .krv-v78-news-grid,.krv-home-v65 .krv-v78-special-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.krv-home-v65 .krv-v78-why-grid article{padding:6px 11px}}
@media(max-width:640px){.krv-home-v65 .krv-v78-intro{min-height:235px;padding:28px 0}.krv-home-v65 .krv-v78-intro h1{font-size:30px}.krv-home-v65 .krv-v78-why-grid,.krv-home-v65 .krv-v78-news-grid,.krv-home-v65 .krv-v78-special-grid{grid-template-columns:1fr}.krv-home-v65 .krv-v78-why-grid article{border-right:0;border-bottom:1px solid rgba(255,255,255,.25);padding:16px 5px}.krv-home-v65 .krv-v78-section-row{align-items:start;flex-direction:column}}


/* v7.9: photographic two-portal landing; separate from shared corporate homepage */
body.krv-gateway-body{margin:0!important;padding:0!important;overflow-x:hidden;background:#f5f5f5}
.krv-gateway{height:100svh;min-height:540px;width:100%;max-width:none;background:#ddd url('assets/office-clean.jpg') center 43%/cover no-repeat;position:relative}
.krv-gateway-overlay{height:100%;min-height:inherit;display:flex;justify-content:center;align-items:center;position:relative;background:linear-gradient(90deg,rgba(255,255,255,.16),rgba(255,255,255,.02) 50%,rgba(255,255,255,.16))}
.krv-gateway-options{width:min(1180px,94%);display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,9vw,180px);align-items:center;margin-top:-35px}
.krv-gateway-options>.wp-block-column{width:100%;min-width:0;display:flex;justify-content:center}
.krv-gateway-option{min-width:0;display:flex;flex-direction:column;align-items:center;gap:28px}
.krv-gateway-options>.wp-block-column>.krv-gateway-option{width:100%;max-width:none}
.krv-gateway-brand{height:93px;display:flex;align-items:center;justify-content:center;flex-direction:column;text-align:center}
.krv-gateway-brand img{width:auto;max-width:205px;max-height:89px;object-fit:contain}
.krv-gateway-wordmark{font:500 clamp(39px,5vw,56px)/1.05 Georgia,serif;color:#1c1c1c;letter-spacing:-.05em}
.krv-gateway-sublabel{font:600 12px/1.2 Arial,sans-serif;background:#ae1029;color:white;padding:5px 10px;letter-spacing:.02em}
.krv-gateway-option>.wp-block-image{width:min(260px,90%);margin:0}
.krv-gateway-option>.wp-block-image img{display:block;width:100%;height:auto;max-height:120px;object-fit:contain}
.krv-gateway-option>.wp-block-image.krv-gateway-brokers-logo{width:min(340px,90%);height:112px;padding:6px 12px;box-sizing:border-box;overflow:hidden;background:rgba(255,255,255,.88)}
.krv-gateway-option>.wp-block-image.krv-gateway-brokers-logo img{width:100%;height:100%;max-height:none;object-fit:cover;object-position:center 48%}
.krv-gateway-button{display:block;text-align:center;width:min(320px,90%);border-radius:5px;color:#fff!important;text-decoration:none!important;transition:transform .15s ease,filter .15s ease}
.krv-gateway-option>.wp-block-buttons{width:100%;justify-content:center;margin:0}
.wp-block-button.krv-gateway-button{width:min(320px,90%);max-width:320px;min-width:240px;flex:0 1 320px;margin:0 auto}
.krv-gateway-button .wp-block-button__link{display:block;width:100%;box-sizing:border-box;padding:20px 26px;border-radius:5px;color:#fff!important;text-decoration:none!important;white-space:nowrap;font:700 21px/1.1 Arial,sans-serif;box-shadow:0 4px 15px rgba(0,0,0,.15)}
.krv-gateway-button:hover,.krv-gateway-button:focus{transform:translateY(-2px);filter:brightness(1.12)}
.krv-gateway-brokers{background:linear-gradient(#dc204c,#ab1234)}.krv-gateway-agents{background:linear-gradient(#454545,#212121)}
.krv-gateway-button.is-pending{opacity:.65;cursor:not-allowed}
.krv-gateway-language{position:absolute;bottom:15px;right:20px;display:flex;gap:8px}.krv-gateway-language a{color:#192236;background:#fff9;padding:4px 7px;text-decoration:none;font:600 12px Arial,sans-serif}
@media(max-width:700px){.krv-gateway{min-height:620px;background-position:52% center}.krv-gateway-options{grid-template-columns:1fr;gap:36px;margin:0}.krv-gateway-option{gap:12px}.krv-gateway-brand{height:65px}.krv-gateway-brand img{max-height:65px}.krv-gateway-wordmark{font-size:35px}.krv-gateway-option>.wp-block-image{width:min(230px,90%)}.krv-gateway-option>.wp-block-image img{max-height:85px}.krv-gateway-option>.wp-block-image.krv-gateway-brokers-logo{width:min(300px,90%);height:100px}.wp-block-button.krv-gateway-button{width:min(270px,90%);min-width:0;flex-basis:auto}.krv-gateway-button .wp-block-button__link{padding:17px 20px;font-size:19px} }
/* Shared, calmer contact language across imported insurance articles */
.krv-contact-card h2,.krv-contact-card h3{font-size:clamp(20px,2vw,26px)}

/* v7.11.2 - Original Acropolis photo & editable tagline. No olives or fade. */
.krv-home-v65 .krv-v711-hero{background-image:var(--krv711-photo);background-size:cover;background-position:center center;min-height:410px;display:flex;align-items:center;position:relative}
.krv-home-v65 .krv-v711-hero::before,.krv-home-v65 .krv-v711-hero::after{display:none!important;content:none!important}
.krv-home-v65 .krv-v711-title{font:700 clamp(27px,3.6vw,54px)/1.2 Georgia,serif;letter-spacing:.05em!important;color:#171717!important;text-transform:uppercase;max-width:none;margin:0 0 20px}
.krv-home-v65 .krv-v711-title span{color:#181818!important}.krv-home-v65 .krv-v711-title em{font-style:normal;color:#bd142c!important}
.krv-home-v65 .krv-v711-subtitle{font:400 clamp(14px,1.65vw,24px)/1.48 Georgia,serif;letter-spacing:.18em;color:#be142c!important;text-transform:uppercase;margin:0;white-space:normal}
/* Slightly larger desktop labels consistently across the homepage. */
@media(min-width:901px){
.krv-home-v65 .krv-home-kicker,.krv-home-v65 .krv-home-number{font-size:15px!important;letter-spacing:.12em!important}
.krv-home-v65 .krv-home-solution-top .krv-home-number{font-size:15px!important}
.krv-home-v65 .krv-v78-why-grid h3{font-size:16px!important}
}
@media(max-width:720px){.krv-home-v65 .krv-v711-hero{min-height:310px;background-position:center center}.krv-home-v65 .krv-v711-title{font-size:clamp(24px,5vw,34px)}.krv-home-v65 .krv-v711-subtitle{font-size:14px;letter-spacing:.06em}}

/* Gutenberg content layout: the page body starts after the normal-flow header. */
.krv-document-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;align-items:stretch;margin:24px 0}
.krv-document-grid>.wp-block-karavias-pdf-card{margin:0;min-width:0}
.krv-product-directory{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:20px;margin:30px 0 80px}
.krv-product-card-block{height:100%;padding:24px;border:1px solid #e5dfdd;border-top:3px solid #80150c;background:#fff}
.krv-product-card-block h3{margin:0 0 12px;color:#172438;font:500 22px/1.25 Georgia,serif}
.krv-product-card-block p{font:15px/1.7 Arial,sans-serif;color:#465363}
.krv-product-card-block .wp-block-button__link{background:#80150c;border-radius:0;font:700 12px Arial,sans-serif;letter-spacing:.06em}
.krv-gateway-brokers .wp-block-button__link{background:linear-gradient(#dc204c,#ab1234)}
.krv-gateway-agents .wp-block-button__link{background:linear-gradient(#454545,#212121)}
@media(max-width:700px){.krv-document-grid{grid-template-columns:1fr}}

/* Navigation is managed through Appearance > Menus in WordPress. */
.krv-primary-nav-list,.krv-mobile-nav-list{display:flex;align-items:center;gap:clamp(10px,1.3vw,23px);list-style:none;margin:0;padding:0}
.krv-primary-nav-list .menu-item,.krv-mobile-nav-list .menu-item{position:relative;list-style:none;white-space:nowrap}
.krv-primary-nav-list .menu-item>a{display:block;padding:19px 0;color:#202020;text-decoration:none;font:600 11px/1.4 Arial,sans-serif;letter-spacing:.055em;text-transform:uppercase}
.krv-primary-nav-list .menu-item>a:hover,.krv-primary-nav-list .menu-item>a:focus{color:#80150c}
.krv-primary-nav-list .menu-item-has-children>a:after{content:'⌄';display:inline-block;margin-left:5px;color:#80150c;font-size:13px}
.krv-primary-nav-list .sub-menu{display:none;position:absolute;top:100%;left:-14px;z-index:110;min-width:280px;max-height:min(65vh,520px);overflow:auto;margin:0;padding:10px 0;list-style:none;background:#fff;border:1px solid #e9e2df;border-top:2px solid #80150c;border-radius:0 0 4px 4px;box-shadow:0 16px 38px rgba(18,29,43,.12)}
.krv-primary-nav-list .sub-menu a{display:block;padding:11px 20px;color:#263144;text-decoration:none;font:500 13px/1.45 Arial,sans-serif;white-space:normal;text-transform:none;letter-spacing:0}
.krv-primary-nav-list .menu-item:hover>.sub-menu,.krv-primary-nav-list .menu-item:focus-within>.sub-menu{display:block}
.krv-mobile-nav-list{display:block;padding:0 16px}
.krv-mobile-nav-list .menu-item{display:flex;flex-wrap:wrap;white-space:normal;border-bottom:1px solid #ececec}
.krv-mobile-nav-list .menu-item>a{flex:1;padding:13px 8px;color:#202020;text-decoration:none;font:600 13px Arial,sans-serif}
.krv-mobile-nav-list .menu-item-has-children>a:after{content:'⌄';display:inline-block;margin-left:8px;color:#80150c}
.krv-mobile-nav-list .sub-menu{display:none;flex-basis:100%;margin:0;padding:0 0 8px 16px;list-style:none}
.krv-mobile-nav-list .menu-item:focus-within>.sub-menu,.krv-mobile-nav-list .menu-item:hover>.sub-menu{display:block}
.krv-mobile-nav-list .sub-menu a{display:block;padding:11px 20px;color:#263144;text-decoration:none;font:500 13px/1.5 Arial,sans-serif}
.krv-footer-widget{font:12px/1.6 Arial,sans-serif;color:#e7e7e7}
.krv-footer-widget p{margin:0}
@media(max-width:1050px){.krv-primary-nav-list{gap:15px}.krv-primary-nav-list .menu-item>a{font-size:10px}}
@media(max-width:780px){.krv-primary-nav{display:none}.krv-mobile-nav.is-open{display:block}}
/* Keep original CTA styling while making the controls native Gutenberg Buttons. */
.krv-home-v65 .wp-block-button.krv-btn{display:inline-block;padding:0;margin:12px 12px 0 0;background:transparent;border:0;font-size:inherit;font-weight:inherit;text-transform:none;letter-spacing:normal}
.krv-home-v65 .wp-block-button.krv-btn .wp-block-button__link{display:inline-block;padding:15px 24px;margin:0;background:#80150c;color:#fff!important;text-decoration:none;border:1px solid #80150c;font:700 13px/1.4 Arial,sans-serif;text-transform:uppercase;letter-spacing:.06em}
.krv-home-v65 .wp-block-button.krv-btn .wp-block-button__link:hover{background:#5a100a;color:#fff!important}
.krv-home-v65 > .krv-v711-hero.alignfull{width:100vw;max-width:100vw;margin-left:calc(50% - 50vw)}
@media(max-width:620px){.krv-home-v65 .wp-block-button.krv-btn .wp-block-button__link{padding:13px 15px}}

/* 11.0.1: the gateway shares the editable site header and uses a clean, stable Gutenberg button surface. */
body.krv-gateway-body{margin:0!important;padding:0!important;overflow-x:hidden;background:#f5f5f5}
body.krv-gateway-body .krv-primary-nav,body.krv-gateway-body .krv-header-search,body.krv-gateway-body .krv-menu-toggle,body.krv-gateway-body .krv-mobile-nav{display:none!important}
body.krv-gateway-body .krv-gateway{height:calc(100svh - 82px);min-height:458px}
body.krv-gateway-body .krv-footer{display:none}
.krv-gateway .wp-block-button.krv-gateway-button{background:transparent!important;background-image:none!important;border:0!important;border-radius:0!important;box-shadow:none!important;padding:0!important;min-height:0!important}
.krv-gateway .wp-block-button.krv-gateway-button .wp-block-button__link{display:flex!important;align-items:center;justify-content:center;width:100%!important;min-height:64px;box-sizing:border-box;padding:18px 26px!important;margin:0!important;border:0!important;border-radius:5px!important;color:#fff!important;text-decoration:none!important;white-space:nowrap;font:700 21px/1.1 Arial,sans-serif!important;box-shadow:0 4px 15px rgba(0,0,0,.15)!important}
.krv-gateway .wp-block-button.krv-gateway-brokers .wp-block-button__link{background:#c31437!important;background-image:linear-gradient(#dc204c,#ab1234)!important}
.krv-gateway .wp-block-button.krv-gateway-agents .wp-block-button__link{background:#303030!important;background-image:linear-gradient(#454545,#212121)!important}
.krv-gateway .wp-block-button.krv-gateway-button .wp-block-button__link:hover,.krv-gateway .wp-block-button.krv-gateway-button .wp-block-button__link:focus-visible{transform:translateY(-2px);filter:brightness(1.1)}
@media(max-width:780px){body.krv-gateway-body .krv-gateway{height:auto;min-height:calc(100svh - 72px)}.krv-gateway .wp-block-button.krv-gateway-button{min-width:0}.krv-gateway .wp-block-button.krv-gateway-button .wp-block-button__link{min-height:58px;padding:16px 20px!important;font-size:19px!important}}

/* v20 navigation structure, rebuilt as editable WordPress menus. */
.krv-primary-nav-list>.krv-v20-services{position:relative}
.krv-primary-nav-list>.krv-v20-services>.sub-menu{display:none;left:50%;transform:translateX(-50%);grid-template-columns:minmax(170px,.72fr) minmax(360px,1.9fr);gap:0;width:min(790px,92vw);min-width:min(790px,92vw);max-width:92vw;padding:10px!important}
.krv-primary-nav-list>.krv-v20-services:hover>.sub-menu,.krv-primary-nav-list>.krv-v20-services:focus-within>.sub-menu{display:grid}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group{min-width:0;white-space:normal}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group>a{display:block;padding:12px 14px!important;color:#80150c!important;font-size:11px!important;font-weight:700!important;letter-spacing:.1em!important;text-transform:uppercase!important;border-bottom:1px solid #eee}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group:first-child{border-right:1px solid #e9e3e0}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group>.sub-menu{display:block;position:static;min-width:0;max-width:none;max-height:none;overflow:visible;padding:8px 6px!important;border:0!important;border-radius:0;box-shadow:none!important;background:transparent}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group:first-child>.sub-menu{display:block}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group:nth-child(2)>.sub-menu{display:grid;grid-template-columns:repeat(2,minmax(170px,1fr));gap:0 8px}
.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group>.sub-menu a{padding:9px 10px!important;font-size:13px!important;line-height:1.4!important;border-bottom:1px solid #f0ece9}
@media(max-width:900px){.krv-primary-nav-list>.krv-v20-services{position:relative}.krv-primary-nav-list>.krv-v20-services>.sub-menu{display:none;position:static;min-width:0;max-width:none;grid-template-columns:1fr;left:0;transform:none;box-shadow:none;border:0;border-top:1px solid #eee;border-radius:0;padding:0 0 8px!important}.krv-primary-nav-list>.krv-v20-services:focus-within>.sub-menu,.krv-primary-nav-list>.krv-v20-services:hover>.sub-menu{display:block}.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group:first-child{border-right:0;border-bottom:1px solid #eee}.krv-primary-nav-list>.krv-v20-services>.sub-menu>.krv-v20-menu-group:nth-child(2)>.sub-menu{grid-template-columns:1fr}}