Overview
Permanent occupational disability caused by illness or accident arises when a professional will never again be able to perform their declared principal occupation.
Profesco is an insurance programme for permanent total occupational disability. It helps protect professionals’ standard of living when a serious illness or accident unexpectedly deprives them of income. Assessment is based on the skills required for the insured’s actual profession, not on disability percentages used by state social insurance funds.
Benefits
Standalone Policy Without Mandatory Basic Cover
Low Annual Premium
Provided by Leading Lloyd’s Syndicates Exclusively Through Karavias
Accidental Death Cover
Cover Available in Any Currency
High Sums Insured
Certain Pre-Existing Conditions Where No Symptoms Have Occurred Within the Last 30 Months
Who Is It For?
Professionals whose main occupation is their principal source of income.
Medical Professionals and Artists
Surgeons, dentists, musicians, painters, composers, singers, actors, performing artists and others.
Executives and Business Owners
Architects, insurance advisers, self-employed professionals, journalists, advertising specialists, lawyers, traders, contractors, engineers and others.
Athletes and Flight Crew
Specialist programmes are available; contact us for details.
Cover and Benefits
Permanent Total Occupational Disability Due to Accident or Illness
100% of the sum insured, up to €1,000,000. Higher amounts may be agreed subject to insurers’ approval.
Accidental Death
100% of the sum insured, up to €1,000,000; higher amounts subject to insurers’ approval.
Temporary Total Disability Due to Accident
60% of weekly income, to a maximum of €5,000 per week for up to 104 weeks.
Temporary Total Disability Due to Illness
60% of weekly income, to a maximum of €5,000 per week for up to 52 weeks.
Contact Us
Email life@gkaravias.gr.
Email life@gkaravias.gr.
Call +30 210 36 40 618 for more information.